Mascot Bankruptcy & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Tyler Roper

Administrative Law, Litigation, Credit & Debt, Commercial Real Estate

Status: In Good Standing Licensed: 23 Years

CONTACT

Knoxville, TN 37901

Stephen Kent Garrett

Trusts, Estate, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

7838 Barker Rd, Corryton, TN 37721

Mike Ewell

Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

Knoxville, TN 37901

William Cooper

Litigation, Federal Appellate Practice, Estate Planning, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

2008 E Magnolia Ave, Knoxville, TN 37917

William Luther Cooper

Litigation, Federal Appellate Practice, Estate Planning, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

2008 E Magnolia Ave, Knoxville, TN 37917

Rick Conrad

Litigation, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

Knoxville, TN 37939

Allen Ragle

Bankruptcy, Banking & Finance, Litigation, Credit & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

Knoxville, TN 37930

Matt Valley

Business & Trade, Credit & Debt, Family Law

Status: In Good Standing Licensed: 12 Years

CONTACT

Knoxville, TN 37939

Matthew Graves

Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

5008 Malibu Dr, Knoxville, TN 37918

Scott Milligan

Bankruptcy, Banking & Finance, Business & Trade, Litigation

Status: In Good Standing Licensed: 36 Years

CONTACT

900 E Hill Ave, Knoxville, TN 37915

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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Mascot Bankruptcy & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Tyler Roper

Stephen Kent Garrett

Mike Ewell

William Cooper

William Luther Cooper

Rick Conrad

Allen Ragle

Matt Valley

Matthew Graves

Scott Milligan

TIPS

LEGAL TERMS

LIEN

CREDIT INSURANCE

ACCORD AND SATISFACTION

PREFERENCE

DISCHARGE (OF DEBTS)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SUBROGATION

GRACE PERIOD

CREDIT BUREAU

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