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Mclean County, KY Bankruptcy & Debt Lawyers

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Wm Edward Quisenberry

General Practice
Status:  Retired           Licensed:  51 Years
CONTACT
Calhoun, KY 42327
Profile LAWPOINTS™24/100
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Christina R West

General Practice
Status:  In Good Standing           
CONTACT
90W Calvert Ln, Island, KY 42350
Profile LAWPOINTS™22/100
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Donna Marie Dant

General Practice
Status:  In Good Standing           
CONTACT
Calhoun, KY 42327
Profile LAWPOINTS™22/100
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William E Quisenberry

General Practice
Status:  In Good Standing           
CONTACT
260 Main St, Calhoun, KY 42327
Profile LAWPOINTS™22/100
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John O Hicks

Tax
Status:  In Good Standing           
CONTACT
166 Main Street, Calhoun, KY 42327
Profile LAWPOINTS™17/100
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Darron Lee Brawner

Elder Law
Status:  In Good Standing           
CONTACT
Calhoun, KY 42327
Profile LAWPOINTS™12/100
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Delmon W Miller

General Practice
Status:  Inactive           Licensed:  30 Years
CONTACT
660 Center Street, Calhoun, KY 42327
Profile LAWPOINTS™12/100
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Darron Lee Brawner

Elder Law
Status:  In Good Standing           
CONTACT
Calhoun, KY 42327
Profile LAWPOINTS™12/100
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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)
The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FDCPA

See Fair Debt Collections & Practices Act.

FCBA

See Fair Credit Billing Act.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)
A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

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