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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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Ryan Dale Peterson

✓ VERIFIED

Credit & Debt, Collection, Landlord-Tenant, Identity Theft

Ryan Peterson is a former debt collection attorney turned consumer rights expert and advocate. After graduating from William Mitchell law school in 20... (more)

CONTACT

612-367-6568

5201 Eden Avenue, Edina, MN 55436

Andrew Brian Kalis

Estate Planning, Workers' Compensation, Family Law, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

8401 Wayzata Boulevard, Minneapolis, MN 55426

Matthew Doherty

Construction, Commercial Real Estate, Collection, Litigation

Status: In Good Standing Licensed: 19 Years

FREE CONSULTATION

CONTACT

3555 Plymouth Boulevard, Plymouth, MN 55447

Erik F. Hansen

Corporate, Business Organization, Collection, Bankruptcy Litigation

Status: In Good Standing

FREE CONSULTATION

CONTACT

8401 Wayzata Boulevard, Minneapolis, MN 55426

Barton C. Gernander

Class Action, Contract, Franchising, Business Organization, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

8401 Wayzata Blvd, Minneapolis, MN 55426

Mark David Luther

Divorce, White Collar Crime, Collection, Personal Injury

Status: In Good Standing

CONTACT

13911 Ridgedale Drive, Hopkins, MN 55305

Michael W. Plambeck

Adoption, Civil Rights, Corporate, Collection

Status: In Good Standing

CONTACT

5101 Vernon Avenue South, Minneapolis, MN 55436

Mark A. Pridgeon

Corporate, Business Organization, Collection, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

7301 Ohms Ln, Minneapolis, MN 55439

Michael T. Kallas

Estate Planning, Corporate, Business Organization, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

4601 Excelsior Blvd, Minneapolis, MN 55416

David M. Anderson

Corporate, Litigation, Collection, Trademark

Status: In Good Standing

CONTACT

Hopkins, MN 55344

800-923-0641

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Minnetonka Collection Lawyer, Minnesota

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

Ryan Dale Peterson

Andrew Brian Kalis

Matthew Doherty

Erik F. Hansen

Barton C. Gernander

Mark David Luther

Michael W. Plambeck

Mark A. Pridgeon

Michael T. Kallas

David M. Anderson

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LEGAL TERMS

MEANS TEST

GRACE PERIOD

UNDUE HARDSHIP

TRADE NAME

INTEREST

LOSS DAMAGE WAIVER (LDW)

CHAPTER 7 BANKRUPTCY

REDEMPTION

WORKOUT

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