New Berlin Collection Lawyer, Illinois

Sponsored Law Firm

x
Click For More Info:

Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

David A. Kelm

Administrative Law, Child Custody, Civil Rights, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

Chatham, IL 62629

Hugh F. Drake

Elder Law, Contract, Credit & Debt, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

205 S Fifth St, Springfield, IL 62705

William Louis Vig

Estate Planning, Workers' Compensation, Collection, Medical Malpractice, Business

Status: In Good Standing

CONTACT

1100 S 5Th St, Springfield, IL 62703

William Vig

Estate Planning, Business & Trade, Collection, Medical Malpractice

Status: In Good Standing

CONTACT

1100 S 5Th St, Springfield, IL 62703

Kristina B. Mucinskas

Estate Planning, Transactions, Banking & Finance, Collection

Status: In Good Standing

CONTACT

One N. Old State Capitol Pl, Springfield, IL 62701

Kristina Mucinskas

Estate Planning, Transactions, Banking & Finance, Collection

Status: In Good Standing

CONTACT

One N. Old State Capitol Pl, Springfield, IL 62701

Samuel J. Witsman

Municipal, Banking & Finance, Business, Collection

Status: In Good Standing

CONTACT

1 N Old Capitol Plaza, Springfield, IL 62701

Samuel Witsman

Municipal, Business & Trade, Banking & Finance, Collection

Status: In Good Standing

CONTACT

1 N Old Capitol Plaza, Springfield, IL 62701

Denise Druhot

Collection, Estate Planning, Medical Malpractice

Status: In Good Standing Licensed: 37 Years

CONTACT

205 South 5th Street, Springfield, IL 62701

Homer Allen Yow

Adoption, Civil Rights, Contract, Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

232 W State St, Jacksonville, IL 62651

800-923-0641

Free Help: Use This Form or Call 800-943-8690

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CREDIT FILE

See credit report.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

New Berlin Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

David A. Kelm

Hugh F. Drake

William Louis Vig

William Vig

Kristina B. Mucinskas

Kristina Mucinskas

Samuel J. Witsman

Samuel Witsman

Denise Druhot

Homer Allen Yow

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

REDEMPTION

FORBEARANCE

CREDIT FILE

DEFINED CONTRIBUTION PLAN

BANKRUPTCY TRUSTEE

COLLECTION AGENCY

TRADE NAME

FCBA

SORT BY:

FILTER BY:

PRACTICE AREAS

NEARBY CITY SUGGESTIONS

Lawyer.com Legal Protection Plan

Premium Membership

Additional Services

Resources

My Account Details