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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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Lance R Heisler

✓ VERIFIED

Bankruptcy & Debt, Misdemeanor

Lance R Heisler is a practicing lawyer in the state of Minnesota handling bankruptcy matters.

CONTACT

507-663-1211

105 East 5Th Street, Northfield, MN 55057

G. Martin Johnson

Bankruptcy, Business Organization, Estate Planning, Wills & Probate

Status: In Good Standing

FREE CONSULTATION

CONTACT

12400 Portland Avenue, Burnsville, MN 55337

Chris Bradley

Divorce, Criminal, Consumer Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

1380 Corporate Center Curve, Saint Paul, MN 55121

Debra Daniels Julius

Lawsuit & Dispute, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

14093 Commerce Avenue, Prior Lake, MN 55372

David Kingsbury

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

19017 Euclid Path, Farmington, MN 55024

Lauri Ann Schmid

Bankruptcy

Status: In Good Standing

CONTACT

14093 Commerce Avenue NE, Prior Lake, MN 55372

Christopher E Morris

Real Estate, Estate, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 34 Years

CONTACT

601 Lady Slipper Ave NE, New Prague, MN 56071

Michelle Horn

Bankruptcy, Divorce, Family Law

Status: In Good Standing

CONTACT

12400 Portland Avenue South, Burnsville, MN 55337

Cameron J. Tario

Bankruptcy, Business, Consumer Bankruptcy

Status: In Good Standing

CONTACT

10800 Lyndale Ave. S., Minneapolis, MN 55420

Barry Alan Rosenzweig

Tax, Commercial Real Estate, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

3800 American Blvd W, Minneapolis, MN 55431

800-923-0641

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

New Market Bankruptcy & Debt Lawyer, Minnesota

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

Lance R Heisler

G. Martin Johnson

Chris Bradley

Debra Daniels Julius

David Kingsbury

Lauri Ann Schmid

Christopher E Morris

Michelle Horn

Cameron J. Tario

Barry Alan Rosenzweig

TIPS

LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDIT COUNSELING

FAIR CREDIT REPORTING ACT (FCRA)

MEANS TEST

COLLECTION AGENCY

UNDUE HARDSHIP

ACCORD AND SATISFACTION

CHAPTER 13 PLAN

CCCS

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