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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Geraldene Sherr Duswalt

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Divorce & Family Law, Bankruptcy & Debt

Full service law firm dedicated to helping people solve their problems and move on with their lives.

I have been helping people in New Jersey and New York resolve their legal problems for twenty nine years. During this time, I have learned that infor... (more)

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800-903-7740

1812 Front Street, Scotch Plains, NJ 07076

Corinne Gurski

Collection, Construction, Environmental Law, Mental Health

Status: In Good Standing

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127 Main Street, Chatham, NJ 07928

Arthur A. Povelones

Collection, Estate Planning, Family Law, Litigation

Status: In Good Standing Licensed: 29 Years

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673 Morris Ave, Springfield, NJ 07081

Carolyn Beth Rendell

Litigation, Intellectual Property, Corporate, Consumer Bankruptcy

Status: In Good Standing

CONTACT

100 Connell Dr, Berkeley Heights, NJ 07922

David Chase

Complex Litigation, International Intellectual Property, White Collar Crime, Consumer Bankruptcy

Status: In Good Standing

CONTACT

100 Connell Dr, Berkeley Heights, NJ 07922

Alan S. Goldberger

Sports, Trade Associations, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

CONTACT

180 River Road, Summit, NJ 07901

Alan J. Helfand

Litigation, Workout, Collection, Bankruptcy Litigation

Status: In Good Standing

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150 Jfk Parkway, Short Hills, NJ 07078

Jackson Smittick

Administrative Law, Welfare, Credit & Debt, Animal Bite

Status: In Good Standing

CONTACT

1902 West Main Avenue, New Providence, NJ 07974

James D. Derose

Products Liability, Business, Consumer Bankruptcy

Status: In Good Standing

CONTACT

53 Cardinal Dr, Westfield, NJ 07091

Stephen P. Dempsey

Criminal, Business, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

99 Summit Avenue, Summit, NJ 07901

800-923-0641

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LEGAL TERMS

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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New Providence Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Geraldene Sherr Duswalt

Corinne Gurski

Arthur A. Povelones

Carolyn Beth Rendell

David Chase

Alan S. Goldberger

Alan J. Helfand

Jackson Smittick

James D. Derose

Stephen P. Dempsey

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LEGAL TERMS

INFRINGEMENT (OF TRADEMARK)

CREDITOR

TRUTH IN LENDING ACT (TILA)

INTEREST

CREDIT INSURANCE

BANKRUPTCY

DISPOSABLE INCOME

GARNISHMENT

ADMINISTRATIVE EXPENSES

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