Newman Lake Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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S. Brent Sorenson

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

505 North Argonne Road, Spokane, WA 99212

Jacob Richard Brennan

Real Estate, Estate, Business, Bankruptcy

Status: In Good Standing

CONTACT

4308 N. Barker Road, Otis Orchards, WA 99027

Robert Michael Seines

Civil Rights, Insurance, Banking & Finance, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

Greenacres, WA 99019

Timothy R. Fischer

Bankruptcy & Debt, Bankruptcy, Real Estate, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

12710 E Sprague Ave, Spokane, WA 99216

Bruce Edward Didesch

Environmental Law Other, Civil Rights, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

Mead, WA 99021

Timothy W. Durkop

Civil Rights, Collection, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

9116 E. Sprague, Spokane, WA 99206

Brett Warren Smith

Federal, Business & Trade, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

114 W Brierwood Ave, Spokane, WA 99218

Gregg Randall Smith

Civil Rights, Business & Trade, Corporate, Credit & Debt, Business

Status: In Good Standing Licensed: 39 Years

CONTACT

11124 N Whitehouse St, Spokane, WA 99218

Kenneth K. Watts

Estate Planning, Family Law, Civil Rights, Bankruptcy

Status: Inactive Licensed: 49 Years

CONTACT

4920 N Nevada St, Spokane, WA 99207

Shane Coleman

Wills & Probate, Estate Planning, Collection, Bankruptcy

Status: In Good Standing Licensed: 22 Years

FREE CONSULTATION

CONTACT

3021 S. Regal St., Ste 101, Spokane, WA 99223

800-923-0641

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Newman Lake Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

S. Brent Sorenson

Jacob Richard Brennan

Robert Michael Seines

Timothy R. Fischer

Bruce Edward Didesch

Timothy W. Durkop

Brett Warren Smith

Gregg Randall Smith

Kenneth K. Watts

Shane Coleman

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

GRACE PERIOD

CHAPTER 13 PLAN

SECURED DEBT

LIEN

TRADE NAME

COSIGNER

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FAIR CREDIT BILLING ACT (FCBA)

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