Nogal Credit & Debt Lawyer, New Mexico

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Jon Litty
About | Practice Areas
Litty Law Group, P.C.
500 Marquette Ave NW Suite 1200 Albuquerque, NM 87102» view map
Bankruptcy & Debt and Immigration Law
Albuquerque’s Attorney

I’m Jon Litty and I’m here to serve you, Albuquerque! I will fight to get you what you rightfully deserve.

505-862-5061
1. Jon Litty Albuquerque, NM
  Attorney at Law- NM
  Thomas Jefferson School of Law, J.D. 2015
2. AboutLitty Law Group, P.C.
  Albuquerque’s Attorney
3. Practice AreasExpertise
  Bankruptcy & Debt
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Lauren Elizabeth Anne Truitt

✓ VERIFIED

Criminal

Lauren E. A. Truitt completed her undergraduate degree at Texas State University in 2006, obtained her juris doctor (JD) from Oklahoma City University... (more)

CONTACT

575-378-3788

P.O. Box 402, Ruidoso, NM 88355

Taryn-Marie Mccain

General Practice

Status: Inactive

CONTACT

201 Nogal Canyon Rd, Nogal, NM 88341

Archie A. Witham

Landlord-Tenant, Commercial Real Estate

Status: Inactive

CONTACT

Nogal, NM 88341

Taryn M. Mccain

General Practice

Status: In Good Standing

CONTACT

201 Nogal Canyon Rd, Nogal, NM 88341

Edgar L. Buck

General Practice

Status: In Good Standing

CONTACT

Alto, NM 88312

Tamara Milligan-Harmon

General Practice

Status: Inactive Licensed: 50 Years

CONTACT

122 Paseo De Aguayo, Alto, NM 88312

Mandy Kaye Waldropdenson

General Practice

Status: In Good Standing Licensed: 24 Years

CONTACT

1216 Mechem Dr, Ruidoso, NM 88345

Patricia Shukis Fraser

General Practice

Status: In Good Standing

CONTACT

110 Loudat Lane, Ruidoso, NM 88345

William J. Lipscomb

General Practice

Status: Deceased Licensed: 65 Years

CONTACT

Ruidoso, NM 88345

Archie Allen Witham

General Practice

Status: Inactive Licensed: 61 Years

CONTACT

Nogal, NM 88341

800-923-0641

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FCRA

See Fair Credit Reporting Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CCCS

See Consumer Credit Counseling Service.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

SAMPLE LEGAL CASES

Beams v. Rhine

... He alleges that Rhine used the money obtained from the line of credit to pay off premarital credit card debt and to make mortgage payments on another home in Arizona that Rhine purchased before the marriage and was her separate property. ...

Karpien v. Karpien

... That community debt included the balance owed on two mortgages on the home, credit card debt, certain medical bills, and repatriation and funeral expenses that were incurred after Wife's death and paid by Parents. Husband appeals the order of the district court. II. ...

Bank of New York v. Romero

... In early 2006, the Romeros were behind on the New Century loan, which had an estimated payoff of $176,450.08, and were in debt on credit card and other loan obligations. ... (Equity One) for $227,240 that repaid their existing home loan, credit card debt, and other obligations. ...

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Nogal Credit & Debt Lawyer, New Mexico

Sponsored Law Firm

Litty Law Group, P.C.

SPONSORED LAWYERS

Lauren Elizabeth Anne Truitt

Taryn-Marie Mccain

Archie A. Witham

Taryn M. Mccain

Edgar L. Buck

Tamara Milligan-Harmon

Mandy Kaye Waldropdenson

Patricia Shukis Fraser

William J. Lipscomb

Archie Allen Witham

TIPS

LEGAL TERMS

ABUSE

CREDIT BUREAU

PRESUMED ABUSE

FCRA

GARNISHMENT

MEANS TEST

REDEMPTION

CCCS

COSIGNER

SAMPLE LEGAL CASES

Beams v. Rhine

Karpien v. Karpien

Bank of New York v. Romero

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