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Chalcia Rainford
About | Practice Areas
Rainford Law Firm P.C.
4920 N Henry Blvd. Stockbridge, GA 30281» view map
Bankruptcy & Debt Law
Experienced Bankruptcy & Debt Lawyer

Regardless of your situation, Attorney Chalcia Rainford is more than happy to guide you in the direction that will be most beneficial for you!

800-632-9140
1. Chalcia Rainford Stockbridge, GA
  Attorney at Law - GA, 1994
  John Marshall Law School J.D.
2. AboutRainford Law Firm P.C.
  Over 20 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Victor Herng-Chin Kang

Commercial Real Estate, Real Estate, Wills & Probate, Credit & Debt

Status: In Good Standing

CONTACT

3145 Avalon Ridge Pl, Norcross, GA 30071

Jody Charles Campbell

Real Estate, Government, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

3000 Langford Road, Norcross, GA 30071

Glen Daryl Rubin

Wills & Probate, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

3145 Avalon Ridge Pl, Norcross, GA 30071

Therese G. Franzén

Litigation, Civil Rights, Banking & Finance, Credit & Debt

Status: In Good Standing

CONTACT

3500 Parkway Lane, Peachtree Corners, GA 30092

Bernard Emory Potter

Litigation, Dispute Resolution, Criminal, Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

3945 Holcomb Bridge Road, Peachtree Corners, GA 30092

Joseph Fowler

Business & Trade, Corporate, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

3715 Davinci Ct, Peachtree Corners, GA 30092

Albert F. Nasuti

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

2 Sun Court, Peachtree Corners, GA 30092

Aaron Marcus Kappler

Federal Appellate Practice, Government, Environmental Law, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

2 Sun Ct, Peachtree Corners, GA 30092

James W. Hays

Real Estate, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

3945 Holcomb Bridge Road, Norcross, GA 30092

Scott R. Loynd

Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

3715 Davinci Ct, Peachtree Corners, GA 30092

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

... with CSA-Credit Solutions of America, Inc. (CSA), a Texas corporation, which provided for CSA to assist the Moons in negotiating or adjusting debts they owed to their creditors for less than the amount owed. The Moons sued CSA in Georgia claiming that the debt adjustment ...

Associated Credit Union v. Pinto

... Following the closing, the closing agent tendered payment to Associated Credit Union, the Williamses' lender, in accordance with the payoff statement for the ... that at the time Pinto filed his complaint, he no longer owned the property at issue, and the deed to secure debt at issue ...

Holland v. Holland

... Under these circumstances, it is clear that the line of credit constituted a "debt on the Lake House" within the plain language of the post-nuptial agreement. ... The record also clearly shows that the third line of credit was simply a continuation of that same debt. ...

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Norcross Credit & Debt Lawyer, Georgia

Sponsored Law Firm

Rainford Law Firm P.C.

SPONSORED LAWYERS

Victor Herng-Chin Kang

Jody Charles Campbell

Glen Daryl Rubin

Therese G. Franzén

Bernard Emory Potter

Joseph Fowler

Albert F. Nasuti

Aaron Marcus Kappler

James W. Hays

Scott R. Loynd

TIPS

LEGAL TERMS

BANKRUPTCY TRUSTEE

DEBT COLLECTOR

UNDUE HARDSHIP

C CORPORATION

FORBEARANCE

FAIR LABOR STANDARDS ACT (FLSA)

PRESUMED ABUSE

WORKOUT

CHAPTER 7 BANKRUPTCY

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

Associated Credit Union v. Pinto

Holland v. Holland

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