North Middletown Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Charla R. Sands

Bankruptcy

Status: In Good Standing

CONTACT

2240 Executive Drive, Lexington, KY 40505

Kimberly Ross Taylor

Bankruptcy

Status: In Good Standing

CONTACT

2240 Executive Drive, Lexington, KY 40505

Jeffrey Owens Moore

Bankruptcy

Status: Inactive

CONTACT

3265 Paris Pk, Mount Sterling, KY 40353

Roy Fugitt

Bankruptcy, Bankruptcy & Debt

Status: Inactive

CONTACT

24 Court St, Winchester, KY 40391

Sarah C Bayne

Bankruptcy, Divorce, Criminal

Status: In Good Standing

CONTACT

509 Pleasant Street, Paris, KY 40361

David Gary Perdue

Family Law, Adoption, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Winchester, KY 40392

David Lewis Shadburne

Corporate, Bankruptcy, Business

Status: In Good Standing

CONTACT

1705 Bypass Rd, Winchester, KY 40391

Howard David Stone

Bankruptcy & Debt

Status: In Good Standing

CONTACT

2944 W Tunnel Hill Rd, Owingsville, KY 40360

Patrick T Smith

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

2240 Executive Dr, Lexington, KY 40505

Patrick T. Smith

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2240 Executive Dr, Lexington, KY 40505

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FCRA

See Fair Credit Reporting Act.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

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North Middletown Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Charla R. Sands

Kimberly Ross Taylor

Jeffrey Owens Moore

Roy Fugitt

Sarah C Bayne

David Gary Perdue

David Lewis Shadburne

Howard David Stone

Patrick T Smith

Patrick T. Smith

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LEGAL TERMS

IRS EXPENSES

CREDIT COUNSELING

SOLE PROPRIETORSHIP

SUBROGATION

DISCHARGEABLE DEBTS

FCRA

TOXIC TORT

AUTOMATIC STAY

DEBT COLLECTOR

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