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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Matthew S. Rousseau

Bankruptcy, Credit & Debt, Estate Planning, Real Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

255 Park Avenue, Worcester, MA 01609

James J Kaeding

Social Security -- Disability, Bankruptcy, Credit & Debt, White Collar Crime

Status: In Good Standing

CONTACT

12 Crane Street, Southbridge, MA 01550

Randi Levine

Corporate, Contract, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

20 Walnut Street, Wellesley Hills, MA 02481

Richard N. Gottlieb

Litigation, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

The Lawyers' Building, Eleven Beacon Street, Boston, MA 02108

Christopher M. Uhl

Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

5 State Street, Worcester, MA 01609

Reid Michael Wakefield

Litigation, Employee Rights, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

1 Knowles Road, Worcester, MA 01602

Dmitry Lev

Tax, Credit & Debt, Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

46 Fairway Circle, Natick, MA 01760

Ryan D Sullivan

Litigation, Employee Rights, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

40 Washington St, Wellesley Hills, MA 02481

Mildred N. Phillips

Tax, Litigation, Social Security, Credit & Debt

Status: In Good Standing

CONTACT

611 High Street, Dedham, MA 02027

Craig T. Ornell

Social Security, Family Medical Leave Act (FMLA), DUI-DWI, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

41 Tannery Road, Fiskdale, MA 01518

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SAMPLE LEGAL CASES

Wells Fargo Business Credit v. ENVIRONAMICS CORPORATION

... guaranties made to WFBC under a credit and security agreement, and as to the guarantors' counterclaims against WFBC. The guarantors' appeal seeks review of (1) their liability, generally, as they claim an oral forbearance agreement precluded collection on this debt until the ...

Don v. Soo Hoo

... Background. In December, 2000, Don, then a self-employed jewelry maker earning about $8,000 annually, retained the law office of Soo Hoo to file a Chapter 7 bankruptcy petition so 81 that she could shed credit card debt then amounting to slightly more than $11,000. ...

Don v. SOO

... We affirm. Background. In December, 2000, Don, then a self-employed jewelry maker earning about $8,000 annually, retained the law office of Soo Hoo to file a Chapter 7 bankruptcy petition so that she could shed credit card debt then amounting to slightly more than $11,000. ...

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Northbridge Credit & Debt Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Matthew S. Rousseau

James J Kaeding

Randi Levine

Richard N. Gottlieb

Christopher M. Uhl

Reid Michael Wakefield

Dmitry Lev

Ryan D Sullivan

Mildred N. Phillips

Craig T. Ornell

TIPS

LEGAL TERMS

GUARANTOR

CREDIT COUNSELING

LIABILITY

MEETING OF CREDITORS

DISCHARGEABLE DEBTS

C CORPORATION

FAIR CREDIT BILLING ACT (FCBA)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

ADMINISTRATIVE EXPENSES

SAMPLE LEGAL CASES

Wells Fargo Business Credit v. ENVIRONAMICS CORPORATION

Don v. Soo Hoo

Don v. SOO

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