Oceanside Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael Gregory Doan

Litigation, Deportation, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

1930 S Coast Hwy, Oceanside, CA 92054

Joseph Battle Carnohan

Estate, Divorce & Family Law, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

1930 S Coast Hwy, Oceanside, CA 92054

Diane Hunter Gibson

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

2292 Faraday Ave, Carlsbad, CA 92008

Ralph Williams

Divorce & Family Law, Estate, Bankruptcy & Debt, Divorce, Child Custody

Status: In Good Standing Licensed: 53 Years

CONTACT

316 south melrose dr, Vista, CA 92081

Paula Kleinman

Family Law, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

380 S Melrose Dr, Vista, CA 92081

Kevin M. Furgal

Government Contract, Employee Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 9 Years

CONTACT

1734 Mount Way, Vista, CA 92081

Arthur Donaldson Hodge

Land Use & Zoning, Constitutional Law, Corporate, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

701 Palomar Airport Rd, Carlsbad, CA 92011

Romeo Co Lim

Immigration, Wills, Trusts, Bankruptcy

Status: In Good Standing

CONTACT

1578 Avenida Mantilla, Oceanside, CA 92056

Jeffrey Daniel Larkin

Landlord-Tenant, Real Estate, Lawsuit & Dispute, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

5927 Balfour Ct, Carlsbad, CA 92008

Jonathan Beck

Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

1930 S Coast Hwy, Oceanside, CA 92054

800-923-0641

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Oceanside Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Michael Gregory Doan

Joseph Battle Carnohan

Diane Hunter Gibson

Ralph Williams

Paula Kleinman

Kevin M. Furgal

Arthur Donaldson Hodge

Romeo Co Lim

Jeffrey Daniel Larkin

Jonathan Beck

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LEGAL TERMS

MEETING OF CREDITORS

SECRET WARRANTY PROGRAM

GRACE PERIOD

PREFERENCE

UNSECURED DEBT

DISCHARGEABLE DEBTS

NO-FAULT INSURANCE

NUISANCE FEES

SUBROGATION

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