Oconee County, SC Credit & Debt Lawyers

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Oconee Credit & Debt lawyer.
Below are all Oconee lawyers.

N. Gruber Sires

Divorce & Family Law, Criminal, Estate, Power of Attorney

Status: In Good Standing

FREE CONSULTATION

CONTACT

807 Bypass 123, Seneca, SC 29678

Paul Allen Cain

Accident & Injury, Estate, Business, Contract, Car Accident

Status: In Good Standing Licensed: 13 Years

CONTACT

Seneca, SC 29679

Edward Delane Rosemond

Divorce & Family Law, Criminal, Business, Accident & Injury

Status: In Good Standing Licensed: 26 Years

CONTACT

Seneca, SC 29679

John Frederic Prescott

Other, Business

Status: In Good Standing

CONTACT

253 Mountain View Pt Dr, Seneca, SC 29672

Keith G Denny

General Practice

Status: In Good Standing Licensed: 14 Years

CONTACT

Walhalla, SC 29691

Roberta Elizabeth Barton

Family Law, Alimony & Spousal Support, Divorce, Child Custody

Status: In Good Standing Licensed: 13 Years

CONTACT

Seneca, SC 29679

Larry C. Brandt

Wrongful Termination, Employee Rights, Criminal, Medical Malpractice, Car Accident

Status: In Good Standing

CONTACT

Walhalla, SC 29691

Herbert D. Morgan

Government, Criminal

Status: In Good Standing Licensed: 54 Years

CONTACT

Seneca, SC 29679

Ann Marie Sullivan

General Practice

Status: In Good Standing Licensed: 14 Years

CONTACT

10 Commons Boulevard, Seneca, SC 29678

Jessica Robinson Deshon

Real Estate, Divorce, Child Custody, Divorce & Family Law

Status: In Good Standing Licensed: 9 Years

CONTACT

Seneca, SC 29679

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FCRA

See Fair Credit Reporting Act.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SAMPLE LEGAL CASES

CASON COMPANIES, INC. v. GORRIN

... In a consumer credit sale, "either the debt is payable [1] in installments or [2] a credit service charge is made." SC Code Ann. Â§ 37-2-104(1)(d) (2002). Seller asserts that its Credit Application authorized neither method of debt payment. ...

Mitchell v. Mitchell

... SC 206, 212, 634 SE2d 51, 54 (Ct. App. 2006). Moreover, Husband concludes in his brief that, alternatively, this court should "modify [t]he Final Decree of Divorce so as to equally divide the marital estate and credit card debt.".

Kennedy v. Kennedy

... II. Credit Card Debt. Next, Husband argues the family court abused its discretion in failing to equitably divide the parties' credit card debt on a 50/50 basis because the debt at issue was accrued during the parties' marriage and thus subject to equitable division. We disagree. ...

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Oconee County, SC Credit & Debt Lawyers

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

N. Gruber Sires

Paul Allen Cain

Edward Delane Rosemond

John Frederic Prescott

Keith G Denny

Roberta Elizabeth Barton

Larry C. Brandt

Herbert D. Morgan

Ann Marie Sullivan

Jessica Robinson Deshon

TIPS

LEGAL TERMS

CREDIT FILE

401(K) PLAN

CREDIT BUREAU

DISPOSABLE INCOME

FCRA

CHAPTER 13 PLAN

FAIR CREDIT REPORTING ACT (FCRA)

GUARANTOR

ACCORD AND SATISFACTION

SAMPLE LEGAL CASES

CASON COMPANIES, INC. v. GORRIN

Mitchell v. Mitchell

Kennedy v. Kennedy

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