Ogden Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Roger L. Prillaman

Divorce, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 44 Years

CONTACT

220 W Main St, Urbana, IL 61801

Stephen John Lesueur

Divorce, DUI-DWI, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

115 N Broadway, Urbana, IL 61801

Stephen Lesueur

Divorce, DUI-DWI, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

115 N Broadway, Urbana, IL 61801

Brian Pondenis

Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

202 S. Broadway, Urbana, IL 61801

Mary Ann Midden

Student Rights, Commercial Banks, Credit & Debt, Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

1401 W Green St, Urbana, IL 61801

William Roy Scott

Federal Appellate Practice, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

123 N Garrard St, Rantoul, IL 61866

Craig Ray Hunt

Federal Appellate Practice, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

123 N Garrard St, Rantoul, IL 61866

Cristina Marie Manuel

Landlord-Tenant, Traffic, Estate Planning, Bankruptcy, Tax

Status: In Good Standing Licensed: 23 Years

CONTACT

202 S Broadway Ave, Urbana, IL 61803

Brett Alan Kepley

Workers' Compensation, Insurance, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

302 N First St, Champaign, IL 61820

Brett Kepley

Workers' Compensation, Insurance, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

302 N First St, Champaign, IL 61820

800-923-0641

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CCCS

See Consumer Credit Counseling Service.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

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Ogden Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Roger L. Prillaman

Stephen John Lesueur

Stephen Lesueur

Brian Pondenis

Mary Ann Midden

William Roy Scott

Craig Ray Hunt

Cristina Marie Manuel

Brett Alan Kepley

Brett Kepley

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

AUTOMATIC STAY

MEETING OF CREDITORS

CCCS

GENERAL PARTNER

TRADE DRESS

COLLECTION AGENCY

CURRENT MONTHLY INCOME

CREDIT COUNSELING

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