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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Philip D. Stern

Class Action, Credit & Debt, Collection, Bankruptcy & Debt

Status: In Good Standing

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697 Valley Street, Maplewood, NJ 07040

Derek D. Reed

Landlord-Tenant, Corporate, Credit & Debt, Collection

Status: In Good Standing Licensed: 21 Years

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Bruce E. Gudin

Commercial Leasing, Landlord-Tenant, Corporate, Collection

Status: In Good Standing Licensed: 35 Years

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Leslie Stolbof Sinemus

Commercial Real Estate, Commercial Leasing, Corporate, Collection

Status: In Good Standing Licensed: 45 Years

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Evelyn Akushie-Onyeani

Collection, Divorce, Criminal, Bankruptcy

Status: In Good Standing

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76 South Orange Avenue, South Orange, NJ 07079

Charles B. Turner

Corporate, Credit & Debt, Collection, Business

Status: In Good Standing

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76 South Orange Avenue, South Orange, NJ 07079

Angela G. Kim

Child Custody, Criminal, Children's Rights, Collection

Status: In Good Standing

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101 Eisenhower Parkway, Roseland, NJ 07068

Flavio Van Boekel

Immigration, Family Law, Criminal, Collection

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109 Monroe St., Newark, NJ 07105

Shmuel Klein

Bankruptcy & Debt, Consumer Bankruptcy, Collection, Credit & Debt

Status: In Good Standing

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238 William Street, East Orange, NJ 07017

Charles Landesman

Military & Veterans Appeals, Real Estate, Estate, Collection

Status: In Good Standing

CONTACT

360 Kearny Avenue, Kearny, NJ 07032

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

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Orange Collection Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Philip D. Stern

Derek D. Reed

Bruce E. Gudin

Leslie Stolbof Sinemus

Evelyn Akushie-Onyeani

Charles B. Turner

Angela G. Kim

Flavio Van Boekel

Shmuel Klein

Charles Landesman

TIPS

LEGAL TERMS

BANKRUPTCY

FAIR CREDIT BILLING ACT (FCBA)

GRACE PERIOD

DISCHARGE (OF DEBTS)

FAIR LABOR STANDARDS ACT (FLSA)

HOUSEHOLDER

PRESUMED ABUSE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

MEANS TEST

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