Orange Credit & Debt Lawyer, California

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Gregory Mark Fitzgerald Lawyer

Gregory Mark Fitzgerald

VERIFIED
Bankruptcy & Debt, Credit & Debt, Collection, Garnishment, Consumer Protection

Fitzgerald & Campbell is a Consumer Debt Defense Law Firm unlike any other. We provide affordable protection to consumers suffering from debt through... (more)

FREE CONSULTATION 

CONTACT

800-732-9061

William James Campbell Lawyer

William James Campbell

VERIFIED
Bankruptcy & Debt, Credit & Debt, Consumer Rights, Workout, Collection

William Campbell began his working career by serving in the United States Army as an infantryman in the 101st Airborne Division. After serving and ho... (more)

FREE CONSULTATION 

CONTACT

855-709-5788

Jeffrey Neil Wilens Lawyer

Jeffrey Neil Wilens

VERIFIED
Landlord-Tenant, Consumer Rights, Wrongful Termination, Credit & Debt

Dedicated to fighting fraud, false advertising and abuse by corporations – We stand for the “little guy” (and gal). Our clients are victims of w... (more)

FREE CONSULTATION 

CONTACT

800-964-0820

Andrei  Armas Lawyer

Andrei Armas

VERIFIED
Credit & Debt, Banking & Finance, Collection, Identity Theft, Consumer Rights

Andrei Armas is a Partner of Armas & Joseph, APLC specializing in consumer protection, class action litigation, and civil trials. Mr. Armas is admitt... (more)

FREE CONSULTATION 

CONTACT

800-675-3790

Debra Grimaila

Landlord-Tenant, Corporate, Contract, Credit & Debt
Status:  In Good Standing           

Ignacio J. Lazo

Real Estate, Litigation, Corporate, Credit & Debt
Status:  In Good Standing           

Dana Cisneros

Construction, Corporate, Credit & Debt, Personal Injury
Status:  In Good Standing           

Steven A Afghani

Employee Rights, Criminal, Contract, Credit & Debt, Personal Injury
Status:  In Good Standing           Licensed:  28 Years

Misty Ann Perry-Isaacson

Business, Credit & Debt, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  27 Years

Maziar Mafi

Litigation, Federal Appellate Practice, Contract, Credit & Debt
Status:  In Good Standing           

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)
The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)
The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)
Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)
A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)
A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...