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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Jim N. Turner

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Bankruptcy & Debt, Bankruptcy Litigation, Credit & Debt, Foreclosure

As a law firm providing experienced Attorney - Lawyer legal services, assisting Orlando and Central Florida residents with Employment Law, Contract Re... (more)

FREE CONSULTATION

CONTACT

800-796-2851

3670 Maguire Boulevard, Orlando, FL 32803

Brandon Rose

Family Law, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

Oviedo, FL 32762

Roger Basil Butcher

State and Local, Workers' Compensation, Contract, Credit & Debt, Medical Malpractice

Status: In Good Standing Licensed: 43 Years

CONTACT

Oviedo, FL 32762

James Marcus Jones

Government Contract, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

Casselberry, FL 32719

Bryan Alexander Dangler

Civil Rights, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

5415 Lake Howell Rd, Winter Park, FL 32792

Bryan A. Dangler

Civil Rights, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

5415 Lake Howell Rd, Winter Park, FL 32792

Mandy L Pavlakos

Litigation, Federal Appellate Practice, Civil Rights, Credit & Debt

Status: In Good Standing

CONTACT

142 W Lakeview Ave, Lake Mary, FL 32746

Mark R. Lippman

Landlord-Tenant, Litigation, Civil Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

4767 New Broad St, Orlando, FL 32814

Michael Appleton

Corporate, Litigation, Credit & Debt, Federal Appellate Practice, Lawsuit & Dispute

Status: In Good Standing

CONTACT

Winter Park, FL 32790

800-923-0641

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Oviedo Credit & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Jim N. Turner

Brandon Rose

Roger Basil Butcher

James Marcus Jones

Bryan Alexander Dangler

Bryan A. Dangler

Mandy L Pavlakos

Mark R. Lippman

Michael Appleton

TIPS

LEGAL TERMS

SUBROGATION

BULK SALES LAW

NUISANCE FEES

GUARANTOR

LIEN

DISCHARGE (OF DEBTS)

TRADE NAME

SECURED DEBT

CREDITOR

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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