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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Richard John Bernardoni

Commercial Real Estate, Estate Planning, Transactions, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

115 S 6Th St, Marshall, IL 62441

Richard Bernardoni

Commercial Real Estate, Estate Planning, Transactions, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

115 S 6Th St, Marshall, IL 62441

Richard J. Bernardoni

Commercial Real Estate, Estate Planning, Transactions, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

115 S 6Th St, Marshall, IL 62441

Kristin Wilson

Collection, Landlord-Tenant

Status: In Good Standing Licensed: 34 Years

CONTACT

600 Jackson Avenue, Charleston, IL 61920

Judy Baker

Collection, Estate, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

201 North Logan Street, Mattoon, IL 61938

Edwin C. Barney

Litigation, Divorce, Civil Rights, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

208 W North St, Danville, IL 61832

Edwin Barney

Litigation, Divorce, Civil Rights, Transactions, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

208 W North St, Danville, IL 61832

Pamela Sue Howell

Adoption, Americans with Disabilities Act , Transactions, Collection

Status: Inactive Licensed: 47 Years

CONTACT

48 N. Vermilion St., Danville, IL 61832

Eve Allison Ludwig

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

9 Harding Pl, Danville, IL 61832

Eve Ludwig

Bankruptcy, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

9 Harding Pl, Danville, IL 61832

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FCRA

See Fair Credit Reporting Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

CREDIT FILE

See credit report.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

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Paris Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Richard John Bernardoni

Richard Bernardoni

Richard J. Bernardoni

Kristin Wilson

Judy Baker

Edwin C. Barney

Edwin Barney

Pamela Sue Howell

Eve Allison Ludwig

Eve Ludwig

TIPS

LEGAL TERMS

COSIGNER

PRESUMED ABUSE

DISCHARGE (OF DEBTS)

PRIORITY DEBT

FCRA

GARNISHMENT

S CORPORATION

CREDIT FILE

INFRINGEMENT (OF TRADEMARK)

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