Paulding County, OH Credit & Debt Lawyers

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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Not enough matches for Paulding Credit & Debt lawyer.
Below are all Paulding lawyers.

Harvey Eugene Hyman

Accident & Injury, Criminal, Estate, Real Estate, Traffic

Status: In Good Standing Licensed: 84 Years

CONTACT

123 N. Main Street, Paulding, OH 45879

David Allan Hyman

Real Estate, Federal Appellate Practice, Family Law, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

123 N Main St, Paulding, OH 45879

Joseph Raymond Burkard

Real Estate, Estate, Corporate, Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

112 N Water St, Paulding, OH 45879

Brian Scott Gorrell

Tax, Real Estate, Federal Appellate Practice, Family Law

Status: In Good Standing Licensed: 22 Years

CONTACT

112 North Water Street, Paulding, OH 45879

Norman Edward Cook

Traffic, Estate, Criminal, Estate Planning

Status: In Good Standing Licensed: 57 Years

CONTACT

112 N Water, Paulding, OH 45879

Glenn Hancock Troth

Family Law, Elder Law, Corporate, Personal Injury, Wrongful Death

Status: In Good Standing Licensed: 43 Years

CONTACT

Paulding, OH 45879

Matthew Amos Miller

Landlord-Tenant, Traffic, Criminal, State Appellate Practice

Status: In Good Standing Licensed: 18 Years

CONTACT

120 S Walnut St, Paulding, OH 45879

Shane Michael Lee

Juvenile Law, Federal Appellate Practice, Estate, Family Law

Status: In Good Standing Licensed: 15 Years

CONTACT

119 N Main St, Paulding, OH 45879

Patrick Henry Young

General Practice

Status: Inactive Licensed: 58 Years

CONTACT

106 East Jackson Street, Paulding, OH 45879

Erwin Jason Bandy

Bankruptcy

Status: Inactive Licensed: 47 Years

CONTACT

108 E Jackson St, Paulding, OH 45879

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Paulding County, OH Credit & Debt Lawyers

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

Harvey Eugene Hyman

David Allan Hyman

Joseph Raymond Burkard

Brian Scott Gorrell

Norman Edward Cook

Glenn Hancock Troth

Matthew Amos Miller

Shane Michael Lee

Patrick Henry Young

Erwin Jason Bandy

TIPS

LEGAL TERMS

FCRA

GUARANTOR

LOSS DAMAGE WAIVER (LDW)

TRUTH IN LENDING ACT (TILA)

IRS EXPENSES

S CORPORATION

NONDISCHARGEABLE DEBTS

COLLATERAL

CREDIT INSURANCE

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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