Pike County, OH Credit & Debt Lawyers

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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David Dale Seif

Construction, Corporate, Collection, Personal Injury, Insurance

Status: In Good Standing Licensed: 50 Years

CONTACT

110 E Emmitt Ave, Waverly, OH 45690

Jason Vern Shugart

General Practice

Status: Inactive Licensed: 22 Years

CONTACT

110 E. Emmitt Avenue, Waverly, OH 45690

Randy David Deering

General Practice

Status: In Good Standing Licensed: 50 Years

CONTACT

100 E 2Nd St, Waverly, OH 45690

Paul Francis Price

Commercial Real Estate, Federal Appellate Practice, Estate Planning, Elder Law

Status: In Good Standing Licensed: 21 Years

CONTACT

112 W 3Rd St, Waverly, OH 45690

Robert Neil Rosenberger

Education, Other, Public Schools, Criminal

Status: In Good Standing Licensed: 44 Years

CONTACT

230 Waverly Plaza, Waverly, OH 45690

Stacy M. Brooks

Juvenile Law, Federal Appellate Practice, Estate Planning, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

110 East Emmitt Avenue, Waverly, OH 45690

Jerome David Catanzaro

Sports, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 47 Years

CONTACT

230 Waverly Plaza, Waverly, OH 45690

Mark Alan Salisbury

Environmental Law Other, Employee Rights, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

1881 Adams Road, Beaver, OH 45613

Joseph Edwin Rhoads

Real Estate, Family Law, Corporate, Business

Status: In Good Standing Licensed: 43 Years

CONTACT

305 N Market St, Waverly, OH 45690

Anthony Abrillo Moraleja

Litigation, Federal Appellate Practice, Criminal, Personal Injury

Status: In Good Standing Licensed: 32 Years

CONTACT

106 North High Street, Waverly, OH 45690

800-923-0641

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FCBA

See Fair Credit Billing Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Pike County, OH Credit & Debt Lawyers

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

David Dale Seif

Jason Vern Shugart

Randy David Deering

Paul Francis Price

Robert Neil Rosenberger

Stacy M. Brooks

Jerome David Catanzaro

Mark Alan Salisbury

Joseph Edwin Rhoads

Anthony Abrillo Moraleja

TIPS

LEGAL TERMS

CREDIT REPORT

CHAPTER 13 BANKRUPTCY

ABUSE

NONEXEMPT PROPERTY

FCBA

FRAUDULENT TRANSFER

REDEMPTION

FRATERNAL BENEFIT SOCIETY BENEFITS

GUARANTEED RESERVATION

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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