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Stephen Cromwell
About | Practice Areas
Cromwell & Associates, LLC
7305 Baltimore Ave Suite 307 College Park, MD 20740» view map
Estate, Tax, and Real Estate Law
Where Every Client Matters

At Cromwell & Associates, our firm is large enough to handle your diverse needs, but small enough to give you the personal attention you deserve.

240-667-7234
1. Stephen Cromwell College Park, MD
  Attorney at Law, MD
  University of Maryland School of Law, J.D. 2019
2. AboutCromwell & Associates, LLC
  Where Every Client Matters
3. Practice AreasExpertise
  Estate Law
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Includes: Construction Contracts, Construction Liens, Housing & Construction Defects

Julia Augusta Martz-Fisher

Construction, Real Estate, Trusts, Child Custody

Status: In Good Standing Licensed: 25 Years

CONTACT

3520 Basford Rd, Frederick, MD 21703

David C Weaver

Construction, Estate, Employment, Discrimination

Status: In Good Standing

CONTACT

131 W Patrick St, Frederick, MD 21701

Marc Elliot Mandel

Construction

Status: In Good Standing

CONTACT

5111 Buckeystown Pike, Frederick, MD 21704

Paul Douglas Rose

Construction, Real Estate, Lawsuit & Dispute, Employment

Status: In Good Standing Licensed: 23 Years

CONTACT

30 West Patrick Street, Frederick, MD 21701

David Matthew Chance

Juvenile Law, Construction, Divorce & Family Law, Business

Status: In Good Standing Licensed: 13 Years

CONTACT

7470 New Technology Way, Frederick, MD 21703

Christopher Benedict McKenna

Construction, Immigration, Wrongful Termination, Felony

Status: In Good Standing

CONTACT

3520 Sugarloaf Parkway, Frederick, MD 21704

Matthew B Ruble

Construction, Real Estate, Lawsuit & Dispute, Employee Rights

Status: In Good Standing Licensed: 42 Years

CONTACT

129 W. Patrick Street, Frederick, MD 21701

Christopher Gordon Townsend

Construction, Family Law, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

117 W Patrick St, Frederick, MD 21701

Jennifer Louise Ruppert

Corporate, Communication & Media Law, Construction

Status: In Good Standing Licensed: 18 Years

CONTACT

5275 Westview Dr, Frederick, MD 21703

Richard J McCain

Construction

Status: In Good Standing Licensed: 50 Years

CONTACT

12 E Church St, Frederick, MD 21701

800-923-0641

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LEGAL TERMS

RIGHT OF SURVIVORSHIP

The right of a surviving joint tenant to take ownership of a deceased joint tenant's share of the property. See joint tenancy.

NET LEASE

A commercial real estate lease in which the tenant regularly pays not only for the space (as he does with a gross lease) but for a portion of the landlord's ope... (more...)

A commercial real estate lease in which the tenant regularly pays not only for the space (as he does with a gross lease) but for a portion of the landlord's operating costs as well. When all three of the usual costs--taxes, maintenance and insurance--are passed on, the arrangement is known as a 'triple net lease.' Because these costs are variable and almost never decrease, a net lease favors the landlord. Accordingly, it may be possible for a tenant to bargain for a net lease with caps or ceilings, which limits the amount of rent the tenant must pay. For example, a net lease with caps may specify that an increase in taxes beyond a certain point (or any new taxes) will be paid by the landlord. The same kind of protection can be designed to cover increased insurance premiums and maintenance expenses.

DEBENTURE

A type of bond (an interest-bearing document that serves as evidence of a debt) that does not require security in the form of a mortgage or lien on a specific p... (more...)

A type of bond (an interest-bearing document that serves as evidence of a debt) that does not require security in the form of a mortgage or lien on a specific piece of property. Repayment of a debenture is guaranteed only by the general credit of the issuer. For example, a corporation may issue a secured bond that gives the bondholder a lien on the corporation's factory. But if it issues a debenture, the loan is not secured by any property at all. When a corporation issues debentures, the holders are considered creditors of the corporation and are entitled to payment before shareholders if the business folds.

LOAN BROKER

A person who specializes in matching home buyers with appropriate mortgage lenders. For a fee--often paid by the lender--a loan broker provides any easy and eff... (more...)

A person who specializes in matching home buyers with appropriate mortgage lenders. For a fee--often paid by the lender--a loan broker provides any easy and effective way to find the cheapest mortgage rates.

AGREEMENT

A meeting of the minds. An agreement is made when two people reach an understanding about a particular issue, including their obligations, duties and rights. Wh... (more...)

A meeting of the minds. An agreement is made when two people reach an understanding about a particular issue, including their obligations, duties and rights. While agreement is sometimes used to mean contract -- a legally binding oral or written agreement -- it is actually a broader term, including understandings that might not rise to the level of a legally binding contract.

SHORT SALE (OF HOUSE)

A sale of a house in which the proceeds fall short of what the owner still owes on the mortgage. Many lenders will agree to accept the proceeds of a short sale ... (more...)

A sale of a house in which the proceeds fall short of what the owner still owes on the mortgage. Many lenders will agree to accept the proceeds of a short sale and forgive the rest of what is owed on the mortgage when the owner cannot make the mortgage payments. By accepting a short sale, the lender can avoid a lengthy and costly foreclosure, and the owner is able to pay off the loan for less than what he owes. See also deed in lieu (or foreclosure).

CONSIDERATION

The basis of a contract. Consideration is a benefit or right for which the parties to a contract must bargain; the contract is founded on an exchange of one for... (more...)

The basis of a contract. Consideration is a benefit or right for which the parties to a contract must bargain; the contract is founded on an exchange of one form of consideration for another. Consideration may be a promise to perform a certain act -- for example, a promise to fix a leaky roof -- or a promise not to do something, such as build a second story on a house that will block the neighbor's view. Whatever its particulars, consideration must be something of value to the people who are making the contract.

ESTATE

Generally, all the property you own when you die.

FORECLOSURE

The forced sale of real estate to pay off a loan on which the owner of the property has defaulted.

SAMPLE LEGAL CASES

MATTINGLY CONSTRUCTION v. Hartford

Our focus is whether a waivers of subrogation clause in a form contract, between the contractor and the owner of the real property and the restaurant to be constructed, encompasses losses sustained after completion of construction and final payment. [3] "Subrogation," in this ...

JOHN DEERE CONSTRUCTION AND FORESTRY CO. v. Reliable Tractor, Inc.

This case comes to this Court as a certified question from the United States District Court for the Middle District of Georgia. We are asked to decide whether the good cause provision of the Maryland Equipment Dealer Act ("the Act"), Md. Code (1975, 2005 Repl.Vol.), Â§ 19-103 of the ...

Selby v. Williams Construction

At the end of the project, not having been paid in full, Selby Construction filed suit against HRGM, claiming that it was owed $205,000. In a separate action, Williams filed suit against Selby Construction and David Selby, alleging that its account with Selby Construction on the ...

Point Of Rocks Construction Lawyer, Maryland

Sponsored Law Firm

Cromwell & Associates, LLC

SPONSORED LAWYERS

Julia Augusta Martz-Fisher

David C Weaver

Marc Elliot Mandel

Paul Douglas Rose

David Matthew Chance

Christopher Benedict McKenna

Matthew B Ruble

Christopher Gordon Townsend

Jennifer Louise Ruppert

Richard J McCain

TIPS

LEGAL TERMS

RIGHT OF SURVIVORSHIP

NET LEASE

DEBENTURE

LOAN BROKER

AGREEMENT

SHORT SALE (OF HOUSE)

CONSIDERATION

ESTATE

FORECLOSURE

SAMPLE LEGAL CASES

MATTINGLY CONSTRUCTION v. Hartford

JOHN DEERE CONSTRUCTION AND FORESTRY CO. v. Reliable Tractor, Inc.

Selby v. Williams Construction

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