Retsil Credit & Debt Lawyer, Washington

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Jason Newcombe
About Us | Services
Washington Law Group, PLLC
Proudly Serving The Greater Puget Sound RegionÂ» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
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Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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Ryan Jeffrey Jones

Landlord-Tenant, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 9 Years

CONTACT

600 Kitsap St, Port Orchard, WA 98366

George Ernest Frasier

Credit & Debt, Business & Trade, Bankruptcy, Commercial Bankruptcy

Status: Deceased Licensed: 56 Years

CONTACT

3031 Pleasant Beach Dr Ne, Bainbridge Island, WA 98110

J. Scott Bougher

Landlord-Tenant, Family Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 37 Years

CONTACT

918 Cline Ave, Port Orchard, WA 98366

John Paul Brody

Elder Law, Contract, Credit & Debt, Personal Injury

Status: Inactive

CONTACT

1083 Sw Bay St, Port Orchard, WA 98366

John Joseph Mitchell

Litigation, Child Custody, Credit & Debt, Collection

Status: Inactive Licensed: 42 Years

CONTACT

Bainbridge Island, WA 98110

James Clayton Dudley

Collection, Estate Planning, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

2803 Erlands Beach Loop Nw, Bremerton, WA 98312

Grant E. Courtney

Foreclosure, Agriculture, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

5000 Ne North Tolo Rd, Bainbridge Island, WA 98110

Michelle Ann Blackmon

Corporate, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

125 Ferncliff Ave Ne, Bainbridge Island, WA 98110

Patrick Henry Brick

Estate Planning, Civil Rights, Credit & Debt, Personal Injury, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

Seattle, WA 98116

Eric Mcdonald

Landlord-Tenant, Litigation, Divorce, Contract, Credit & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

9481 Bay Shore Dr Nw, Silverdale, WA 98383

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Retsil Credit & Debt Lawyer, Washington

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Ryan Jeffrey Jones

George Ernest Frasier

J. Scott Bougher

John Paul Brody

John Joseph Mitchell

James Clayton Dudley

Grant E. Courtney

Michelle Ann Blackmon

Patrick Henry Brick

Eric Mcdonald

TIPS

LEGAL TERMS

REDEMPTION

GARNISHMENT

PRESUMED ABUSE

CURRENT MONTHLY INCOME

CREDIT COUNSELING

REAFFIRMATION

WORKOUT

FRAUDULENT TRANSFER

CHAPTER 13 PLAN

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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