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Gregory Messer
About | Practice Areas
Law Offices of Gregory Messer
26 Court Street Suite 2400 Brooklyn, NY 11242» view map
Bankruptcy & Debt
It's Time For A Fresh Start

Experienced bankruptcy attorney Gregory Messer will work with you personally to set your mind at ease and relieve the strain you’re facing from personal or business debt.

800-887-8940
1. Gregory Messer Brooklyn, NY
  Attorney at Law - NY, 1978
  Albany Law School J.D. 1977
2. AboutLaw Offices of Gregory Messer
  Providing debt relief for individual and business clients in the New York City area for more than three decades.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Gehi & Associates

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An Internationally Renowned Law Firm Based in New York. We handle immigration cases in the United States and all over the world.

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108-18 Queens Boulevard, Forest Hills, NY 11375

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Business Organization, Collection, Banking & Finance, Bad Faith Insurance

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7409 37th Avenue, Jackson Heights, NY 11372

Jacqueline Torchin Carey

Criminal, Divorce & Family Law, Bankruptcy & Debt, Securities Fraud

Status: In Good Standing Licensed: 34 Years

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125-10 Queens Boulevard, Kew Gardens, NY 11415

Georgette Miller

Foreclosure, Social Security, Bankruptcy, Bankruptcy & Debt

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61-43 186th Street, Fresh Meadows, NY 11365

Nathan Erlich

Business & Trade, Corporate, Banking & Finance, Bankruptcy

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10818 Queens Blvd, Forest Hills, NY 11375

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Divorce, Consumer Protection, Bankruptcy

Status: In Good Standing Licensed: 49 Years

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11821 Queens Blvd, Forest Hills, NY 11375

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Accident & Injury, Bankruptcy & Debt, Criminal, Divorce & Family Law

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Kevin Dean Ribakove

Estate, Real Estate, Bankruptcy & Debt, Health Care, Power of Attorney

Status: In Good Standing Licensed: 48 Years

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10719 71St Ave, Forest Hills, NY 11375

Rafael Ariel Poltielov

Foreclosure, Wills & Probate, Business, Bankruptcy

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11821 Queens Blvd, Forest Hills, NY 11375

800-923-0641

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FDCPA

See Fair Debt Collections & Practices Act.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CCCS

See Consumer Credit Counseling Service.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

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Richmond Hill Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

Law Offices of Gregory Messer

SPONSORED LAWYERS

Gehi & Associates

Heather Lynn Gregg

David Schachter

Jacqueline Torchin Carey

Georgette Miller

Nathan Erlich

Allan R. Bloomfield

Mel Jacoby

Kevin Dean Ribakove

Rafael Ariel Poltielov

TIPS

LEGAL TERMS

REAFFIRMATION

GUARANTEED RESERVATION

SETOFF

MEETING OF CREDITORS

FDCPA

SECRET WARRANTY PROGRAM

CREDIT INSURANCE

CCCS

UNSECURED DEBT

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