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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Terrell Lee Sharp

Banking & Finance, Bankruptcy, Corporate, Collection

Status: In Good Standing

CONTACT

1115 Harrison, Mount Vernon, IL 62864

Todd Bittle

Traffic, DUI-DWI, Civil Rights, Collection

Status: In Good Standing Licensed: 29 Years

CONTACT

317 E. Poplar Street, Harrisburg, IL 62946

Todd Patrick Bittle

Traffic, DUI-DWI, Civil Rights, Collection

Status: In Good Standing Licensed: 29 Years

CONTACT

317 E. Poplar Street, Harrisburg, IL 62946

Paul L. Myers

Social Security, Elder Law, Securities, Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

1 S Main St, Harrisburg, IL 62946

Peter Edward Popit

Commercial Real Estate, Transactions, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

105 N Main St, Benton, IL 62812

Peter Popit

Commercial Real Estate, Transactions, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

105 N Main St, Benton, IL 62812

Richard O. Hart

Estate Planning, Elder Law, Business & Trade, Collection

Status: In Good Standing Licensed: 70 Years

CONTACT

602 W Public Sq, Benton, IL 62812

Tambra Kay Cain

Collection, Transactions, Commercial Real Estate

Status: In Good Standing Licensed: 22 Years

CONTACT

Vienna, IL 62995

Tambra Cain

Collection, Transactions, Commercial Real Estate

Status: In Good Standing Licensed: 22 Years

CONTACT

Vienna, IL 62995

Robert Emmett Shaw

Construction Contracts, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing

CONTACT

117 N 10Th St, Mount Vernon, IL 62864

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Ridgway Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Terrell Lee Sharp

Todd Bittle

Todd Patrick Bittle

Paul L. Myers

Peter Edward Popit

Peter Popit

Richard O. Hart

Tambra Kay Cain

Tambra Cain

Robert Emmett Shaw

TIPS

LEGAL TERMS

CREDIT BUREAU

CHAPTER 13 PLAN

FRATERNAL BENEFIT SOCIETY BENEFITS

C CORPORATION

FORBEARANCE

TRADE NAME

SUBROGATION

SOLE PROPRIETORSHIP

DISPOSABLE INCOME

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