Romeoville Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Gary K. Davidson

Commercial Real Estate, Government Agencies, Business Organization, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

58 E Clinton St, Crest Hill, IL 60432

Stephen Sotelo

Estate Planning, Business, Collection, Personal Injury

Status: In Good Standing

CONTACT

200 E 5Th Ave, Naperville, IL 60563

Zachary Lawrence

Family Law, Divorce, Transactions, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

3590 Hobson Rd, Downers Grove, IL 60517

Zachary Lawrence

Collection, Divorce, Transactions, Family Law

Status: In Good Standing Licensed: 47 Years

CONTACT

3590 Hobson Rd, Downers Grove, IL 60517

Sarah Louise Poeppel

Commercial Real Estate, Transactions, Collection, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

608 S Washington St, Naperville, IL 60540

Sarah Poeppel

Commercial Real Estate, Transactions, Collection, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

608 S Washington St, Naperville, IL 60540

Anna Chansomphou David

Commercial Real Estate, Civil Rights, Collection, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Anna David

Commercial Real Estate, Collection, Bankruptcy, Civil Rights

Status: In Good Standing Licensed: 19 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Margaret Ann Manetti

Commercial Real Estate, Real Estate, Collection, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Alison Eilene Mclaughlin

Commercial Real Estate, Divorce & Family Law, Collection, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

15W030 North Frontage Road, Willowbrook, IL 60527

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

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Romeoville Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Gary K. Davidson

Stephen Sotelo

Zachary Lawrence

Zachary Lawrence

Sarah Louise Poeppel

Sarah Poeppel

Anna Chansomphou David

Anna David

Margaret Ann Manetti

Alison Eilene Mclaughlin

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LEGAL TERMS

LIEN

MEANS TEST

COSIGNER

PRESUMED ABUSE

BANKRUPTCY TRUSTEE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

TRADE NAME

GARNISHMENT

WINDING UP

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