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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
3. Refer
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Steven Richard Levy

Bankruptcy, Personal Injury, Civil Rights, Family Law

Status: Inactive Licensed: 52 Years

CONTACT

Graham, WA 98338

Christine D. Langley

Estate Planning, Estate, Criminal, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

Rainier, WA 98576

Randall Ray Walker

Landlord-Tenant, Bankruptcy, Estate Planning, Land Use & Zoning

Status: Deceased Licensed: 45 Years

CONTACT

Yelm, WA 98597

Kevin Gregory Byrd

Family Law, Divorce, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

10116 36Th Avenue Ct Sw, Tacoma, WA 98499

Dallas William Jolley

Estate Planning, Business & Trade, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

3901 100Th St Sw, Tacoma, WA 98499

John Loughlin Smith

Corporate, International Other, Employment Discrimination, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

16401 88th Avenue Ct E, Puyallup, WA 98375

Rafal Gorski

Family Law, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

10116 36Th Avenue Ct Sw, Tacoma, WA 98499

Dennis B. Casey

Federal, Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

9012 147Th St E, Puyallup, WA 98375

Julie Beth Oates Watson

Bankruptcy, Consumer Bankruptcy, Bankruptcy & Debt, Bankruptcy & Debt, Real Estate

Status: In Good Standing Licensed: 44 Years

CONTACT

5515 Steilacoom BLVD SW, Lakewood, WA 98499

Kimberly Ann Macdonald

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

5219 Pacific Ave, Tacoma, WA 98408

800-923-0641

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LEGAL TERMS

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FDCPA

See Fair Debt Collections & Practices Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Roy Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Steven Richard Levy

Christine D. Langley

Randall Ray Walker

Kevin Gregory Byrd

Dallas William Jolley

John Loughlin Smith

Rafal Gorski

Dennis B. Casey

Julie Beth Oates Watson

Kimberly Ann Macdonald

TIPS

LEGAL TERMS

LIMITED LIABILITY

FAIR CREDIT REPORTING ACT (FCRA)

ACCORD AND SATISFACTION

UNSECURED DEBT

FRATERNAL BENEFIT SOCIETY BENEFITS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

PREFERENCE

FDCPA

CREDIT REPORT

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