San Diego Bankruptcy & Debt Lawyer, California, page 3

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Benjamin L Pavone

Litigation, Civil Rights, Collection, Personal Injury

Status: In Good Standing Licensed: 29 Years

CONTACT

7676 Hazard Center Dr, San Diego, CA 92108

Karie J. Boyd

Real Estate, Divorce & Family Law, Business, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

225 Broadway, San Diego, CA 92101

Raymond Michael Schimmel

International, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

1094 Cudahay Pl, San Diego, CA 92110

Kymeshia Michelle Morris

Business Organization, Bankruptcy, Contract, Wills & Probate

Status: In Good Standing

FREE CONSULTATION

CONTACT

501 W Broadway, San Diego, CA 92101

Donald D. Beury

Divorce & Family Law, Foreclosure, Criminal, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

4585 51St Street, San Diego, CA 92115

Daniel Guinn Shay

Credit & Debt, Collection, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

2221 Camino Del Rio S, San Diego, CA 92108

J.R. Ros

Consumer Bankruptcy, Divorce, Personal Injury, Divorce & Family Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

1550 Sixth Avenue, San Diego, CA 92101

Todd Albert Warshof

Credit & Debt, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

4003 Wabash Ave, San Diego, CA 92104

Kerry Denton

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

FREE CONSULTATION

CONTACT

3516 Camino Del Rio South, San Diego, CA 92108

Gary Jay Holt

Bankruptcy, Bankruptcy & Debt, Trusts

Status: In Good Standing Licensed: 42 Years

CONTACT

1286 University Ave, San Diego, CA 92103

800-923-0641

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CCCS

See Consumer Credit Counseling Service.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

San Diego Bankruptcy & Debt Lawyer, California, page 3

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Benjamin L Pavone

Karie J. Boyd

Raymond Michael Schimmel

Kymeshia Michelle Morris

Donald D. Beury

Daniel Guinn Shay

J.R. Ros

Todd Albert Warshof

Kerry Denton

Gary Jay Holt

TIPS

LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

DEBT COLLECTOR

BULK SALES LAW

CCCS

TRUTH IN LENDING ACT (TILA)

GUARANTEED RESERVATION

PRESUMED ABUSE

TRADE NAME

FDCPA

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