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Jeffrey Wilens
About | Practice Areas
Lakeshore Law Center
18340 Yorba Linda Blvd. Suite 107-610 Yorba Linda, CA 92886» view map
Consumer Rights Law
Attorney Jeffrey Wilens Will Fight for You

Dedicated to fighting fraud, false advertising and abuse by corporations – We stand for the “little guy” (and gal). Our clients are victims of wrongdoing throughout the US.

800-964-0820
1. Jeffrey Wilens Yorba Linda, CA
  Attorney at Law, CA
  Berkeley Boalt Hall School of Law, J.D. 1985
2. AboutLakeshore Law Center
  Attorney Jeffrey Wilens will Fight for You
3. Practice AreasExpertise
  Consumer Rights
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Steven Wayne Pite

Civil Rights, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

4375 Jutland Dr, San Diego, CA 92117

Peter Joseph Salmon

Commercial Real Estate, Civil Rights, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

4375 Jutland Dr, San Diego, CA 92117

Karla Anne Lyon

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

10265 Science Center Dr, San Diego, CA 92121

Eddie Roy Jimenez

Commercial Real Estate, Lawsuit & Dispute, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

8880 Rio San Diego Dr, San Diego, CA 92108

David Neal Horwitz

Civil Rights, Contract, Credit & Debt, Medical Malpractice

Status: In Good Standing Licensed: 37 Years

CONTACT

501 W Broadway Ave, San Diego, CA 92101

Eddie Roy Jimenez

Commercial Real Estate, Lawsuit & Dispute, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

8880 Rio San Diego Dr, San Diego, CA 92108

Peter Dominick Lepiscopo

Election & Political, Constitutional Law, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

3511 Camino Del Rio S, San Diego, CA 92108

James Putnam Hill

Litigation, Business & Trade, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

600 B St, San Diego, CA 92101

James Putnam Hill

Litigation, Business & Trade, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

600 B St, San Diego, CA 92101

Deborah Lynn Schrier

Litigation, Business & Trade, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 32 Years

CONTACT

911 9th St, Coronado, CA 92118

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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San Diego Credit & Debt Lawyer, California, page 3

Sponsored Law Firm

Lakeshore Law Center

SPONSORED LAWYERS

Steven Wayne Pite

Peter Joseph Salmon

Karla Anne Lyon

Eddie Roy Jimenez

David Neal Horwitz

Eddie Roy Jimenez

Peter Dominick Lepiscopo

James Putnam Hill

James Putnam Hill

Deborah Lynn Schrier

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

CREDIT INSURANCE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

COSIGNER

UNSECURED DEBT

REDEMPTION

DEBT COLLECTOR

DOING BUSINESS AS (DBA)

TOXIC TORT

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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