San Jose Credit & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Arasto Farsad

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Foreclosure, Bankruptcy & Debt, Tax, Credit & Debt

Arasto Farsad is a practicing lawyer in the state of California handling foreclosure matters.

CONTACT

408-641-9966

1625 The Alameda, San Jose, CA 95126

Breck E. Milde

Commercial Real Estate, Corporate, Banking & Finance, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

CONTACT

177 Park Avenue, San Jose, CA 95113

Monique Debrikka Jewett

Other, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

70 S 1st St, San Jose, CA 95113

Kathryn Diemer

Litigation, Contract, Credit & Debt, Personal Injury, Car Accident

Status: In Good Standing Licensed: 36 Years

CONTACT

55 S Market St, Alviso, CA 95113

Michael David Lee

Litigation, International Trade, Trusts, Credit & Debt

Status: In Good Standing Licensed: 71 Years

CONTACT

75 E Santa Clara St, Alviso, CA 95113

Allison Amy Krumhorn

Commercial Real Estate, Motor Vehicle, Credit & Debt, Collection

Status: In Good Standing Licensed: 22 Years

CONTACT

2021 The Alameda, Alviso, CA 95126

Valary Anne Miller

Trusts, Employee Rights, Consumer Protection, Credit & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

777 N 1st St, San Jose, CA 95112

Ryan Martin Penhallegon

Litigation, Business & Trade, Credit & Debt, Collection

Status: In Good Standing

CONTACT

1754 Technology Dr, San Jose, CA 95110

Julie H. Rome-Banks

Reorganization, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2775 Park Ave, Santa Clara, CA 95050

Sterling Voss Harwood

Employee Rights, Contract, Credit & Debt, Medical Malpractice

Status: Suspended Licensed: 27 Years

CONTACT

5445 Alum Rock Ave, Alviso, CA 95127

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

FCBA

See Fair Credit Billing Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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San Jose Credit & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Arasto Farsad

Breck E. Milde

Monique Debrikka Jewett

Kathryn Diemer

Michael David Lee

Allison Amy Krumhorn

Valary Anne Miller

Ryan Martin Penhallegon

Julie H. Rome-Banks

Sterling Voss Harwood

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

CURRENT MONTHLY INCOME

LIMITED PARTNERSHIP

FCBA

CREDIT REPORT

MEANS TEST

LIEN

DISPOSABLE INCOME

401(K) PLAN

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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