Scenery Hill Bankruptcy & Debt Lawyer, Pennsylvania


Dennis Joseph Spyra Lawyer

Dennis Joseph Spyra

VERIFIED
Bankruptcy & Debt, Credit & Debt

Dennis Spyra and Associates has represented thousands of individuals and businesses over the last 30 years. Attorney Spyra is a graduate of the West V... (more)

Stephanie S. Noll

Workers' Compensation, Bankruptcy, Criminal
Status:  In Good Standing           

FREE CONSULTATION 

CONTACT

Kathryn Wiley Fowler

Family Law, Workers' Compensation, Bankruptcy
Status:  In Good Standing           

FREE CONSULTATION 

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Thomas Lee Jones

Bankruptcy
Status:  In Good Standing           Licensed:  44 Years

Kristin Marie Mccormish

Litigation, Commercial Bankruptcy
Status:  In Good Standing           Licensed:  32 Years

Donald S. Mazzotta

Real Estate, Lawsuit & Dispute, Estate, Divorce & Family Law, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  55 Years

Jesse J. White

Election & Political, Estate, Criminal, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  22 Years

FREE CONSULTATION 

CONTACT

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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

FDCPA

See Fair Debt Collections & Practices Act.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)
A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)
A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

COLLATERAL

Property that guarantees payment of a secured debt.