Scotts Hill Bankruptcy & Debt Lawyer, Tennessee

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Richard H. Walker

Education, Disability, Insurance, Reorganization
Status:  In Good Standing           Licensed:  35 Years

Kenneth Lynn Walker

Reorganization, Disability, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  46 Years

Kenneth Walker

Reorganization, Disability, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  46 Years

Kevin Carter

Bankruptcy, Banking & Finance, Commercial Real Estate
Status:  In Good Standing           Licensed:  36 Years

Jocelyn Adkins

Trusts, Family Law, Corporate, Credit & Debt, Estate Planning
Status:  In Good Standing           Licensed:  31 Years

Emily Gray

Tax, Business & Trade, Banking & Finance, Bankruptcy
Status:  In Good Standing           Licensed:  18 Years

Jocelyn Jeanne Adkins

Trusts, Family Law, Corporate, Credit & Debt
Status:  In Good Standing           Licensed:  16 Years

Melissa G. Stewart-Leitschuh

Insurance, Bankruptcy, Personal Injury, Workers' Compensation
Status:  In Good Standing           

Katerina Vatulina Moore

Family Law, Elder Law, Insurance, Credit & Debt
Status:  In Good Standing           Licensed:  19 Years

Katerina Moore

Family Law, Elder Law, Insurance, Credit & Debt
Status:  In Good Standing           Licensed:  19 Years

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Free Help: Use This Form or Call 800-943-8690

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Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)
A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

CCCS

See Consumer Credit Counseling Service.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)
The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

COLLATERAL

Property that guarantees payment of a secured debt.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.