Seattle Bankruptcy & Debt Lawyer, Washington, page 3

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Jason Newcombe
About Us | Services
Washington Law Group, PLLC
10700 Meridian Ave N #108 Seattle, WA 98133Â» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
CONTACT US FOR A CONSULTATION

Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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Samantha Ann Schmidt

Status: In Good Standing Licensed: 22 Years

CONTACT

113 Cherry St, Seattle, WA 98104

Jerry Todd Baker

Insurance, Consumer Bankruptcy, Personal Injury, Accident & Injury

Status: In Good Standing

CONTACT

110 Prefontaine Pl S, Seattle, WA 98104

Michael Duane Daudt

Construction, Civil Rights, Insurance, Consumer Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

110 Prefontaine Pl S, Seattle, WA 98104

Michael Duane Daudt

Construction, Civil Rights, Insurance, Consumer Bankruptcy

Status: In Good Standing

CONTACT

110 Prefontaine Pl S, Seattle, WA 98104

Susan Lu Lyon

International Other, Science, Technology & Internet, Industry Specialties, Consumer Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

518 Yale Ave N, Seattle, WA 98109

Gregory Edward Siegler

Tax, International Other, Corporate, Commercial Bankruptcy

Status: Inactive Licensed: 28 Years

CONTACT

342 16Th Ave E, Seattle, WA 98112

Arthur H. Boelter

Bankruptcy Litigation, Federal Claims Court, Federal Trial Practice, Business Organization

Status: Deceased Licensed: 45 Years

CONTACT

1411 4th Ave, Seattle, WA 98101

Richard James Symmes

Entertainment, Estate Planning, Business & Trade, Bankruptcy

Status: In Good Standing

CONTACT

320 128th Ave SE, Bellevue, WA 98005

Teresa B Daggett

Tax, Industry Specialties, Business, Bankruptcy & Debt, Property Damage

Status: In Good Standing

CONTACT

600 University St, Seattle, WA 98101

Christopher Cavallar Mason

Litigation, Employment Discrimination, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

CONTACT

701 5th Ave, Seattle, WA 98104

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDIT FILE

See credit report.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Seattle Bankruptcy & Debt Lawyer, Washington, page 3

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Samantha Ann Schmidt

Jerry Todd Baker

Michael Duane Daudt

Michael Duane Daudt

Susan Lu Lyon

Gregory Edward Siegler

Arthur H. Boelter

Richard James Symmes

Teresa B Daggett

Christopher Cavallar Mason

TIPS

LEGAL TERMS

BANKRUPTCY TRUSTEE

CHAPTER 13 PLAN

MEANS TEST

CURRENT MONTHLY INCOME

SETOFF

DEFINED CONTRIBUTION PLAN

CREDIT FILE

FAIR CREDIT REPORTING ACT (FCRA)

FAIR CREDIT BILLING ACT (FCBA)

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