Sevier County, TN Credit & Debt Lawyers

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jeff Stern

✓ VERIFIED

Divorce & Family Law, Juvenile Law, Estate, Adoption

I am Jeff to those who know me, and for over the past sixteen years, my primary focus and areas of practice have been in the Child Welfare, Dependency... (more)

CONTACT

800-938-0910

222 Parkway, Sevierville, TN 37862

Scott D. Hall

Real Estate, Contract, Business, Collection

Status: In Good Standing

CONTACT

105 Bruce Street, Sevierville, TN 37862

Travis J. Ledgerwood

Social Security -- Disability, Family Law, Government Agencies, Antitrust

Status: In Good Standing

FREE CONSULTATION

CONTACT

121 Court Avenue, Sevierville, TN 37862

Joshua Logan Dyer

Family Law, Traffic, Divorce, Internet

Status: In Good Standing

FREE CONSULTATION

CONTACT

121 Court Avenue, Sevierville, TN 37862

Michael Shults

Divorce & Family Law, DUI-DWI, Criminal, Accident & Injury

Status: In Good Standing Licensed: 12 Years

FREE CONSULTATION

CONTACT

121 Court Ave, Sevierville, TN 37862

Joseph Andrew Baker

Social Security -- Disability, Government Agencies, Family Law, Antitrust

Status: In Good Standing Licensed: 17 Years

CONTACT

Gatlinburg, TN 37738

Jeffrey R. Murrell

Employment Discrimination, Corporate, Business Organization, Banking & Finance

Status: In Good Standing Licensed: 37 Years

CONTACT

150 Court Ave, Sevierville, TN 37862

Charlie R. Johnson

Commercial Real Estate, Commercial Leasing, Corporate, Business Organization

Status: In Good Standing Licensed: 49 Years

CONTACT

150 Court Ave, Sevierville, TN 37862

Travis Mccarter

Family Law, Criminal, Insurance, Personal Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

117 Court Ave, Sevierville, TN 37862

Catherine Sandifer

Bankruptcy & Debt, Criminal, Divorce & Family Law, Real Estate

Status: In Good Standing Licensed: 33 Years

CONTACT

320 Wears Valley Road, Pigeon Forge, TN 37863

800-923-0641

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800-943-8690

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Sevier County, TN Credit & Debt Lawyers

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Jeff Stern

Scott D. Hall

Travis J. Ledgerwood

Joshua Logan Dyer

Michael Shults

Joseph Andrew Baker

Jeffrey R. Murrell

Charlie R. Johnson

Travis Mccarter

Catherine Sandifer

TIPS

LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

PREFERENCE

UNSECURED DEBT

MEANS TEST

REPOSSESSION

C CORPORATION

GUARANTEED RESERVATION

IRS EXPENSES

CREDIT INSURANCE

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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