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Sims Trusts Lawyer, Arkansas
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John W Yeargan
Social Security -- Disability, Wills & Probate, Family Law, Banking & Finance
Status: In Good Standing Licensed: 30 Years
Mount Ida, AR 71957
Profile LAWPOINTS™38/100
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Eric S. Brock
Medical Products & Devices, Estate, Employment, Bankruptcy
Status: In Good Standing Licensed: 12 Years
110 Woodbine, Hot Springs National Park, AR 71901
Profile LAWPOINTS™32/100
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424 Ouachita Ave., Hot Springs National Park, AR 71901
Profile LAWPOINTS™27/100
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135 Section Line Road, Hot Springs National Park, AR 71913
Profile LAWPOINTS™34/100
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Tiffany Tucker
Limited Liability Companies, Power of Attorney, Estate, Guardianships & Conservatorships
Status: In Good Standing
135 Section Line Rd. C-2, Hot Springs National Park, AR 71913
Profile LAWPOINTS™34/100
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135 Section Line Road, Hot Springs National Park, AR 71913
Profile LAWPOINTS™32/100
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Lance Bailey Garner
Power of Attorney, Real Estate, Lawsuit & Dispute, Estate, Insurance
Status: In Good Standing Licensed: 32 Years
209 Hobson Avenue, Hot Springs National Park, AR 71913
Profile LAWPOINTS™22/100
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Sherrill Boley Nicolosi
Trusts, Real Estate, Estate Planning, Estate, Divorce
Status: In Good Standing
710 Desoto Blvd, Hot Springs Village, AR 71909
Profile LAWPOINTS™34/100
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Karen Baim Reagler
Estate Administration, Trusts, Estate, Adoption, Elder Law
Status: In Good Standing
307B Carpenter Dam Road, Hot Springs National Park, AR 71901
Profile LAWPOINTS™34/100
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307B Carpenter Dam Rd, Hot Springs National Park, AR 71901
Profile LAWPOINTS™22/100
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LEGAL TERMS
LIFE INSURANCE
A contract in which an insurance company agrees to pay money to a designated beneficiary upon the death of the policy holder. In exchange, the policyholder pays... (more...)
A contract in which an insurance company agrees to pay money to a designated beneficiary upon the death of the policy holder. In exchange, the policyholder pays a regularly scheduled fee, known as the insurance premiums. The purpose of life insurance is to provide financial support to those who survive the policyholder, such as family members or business partners. When the policyholder dies, the insurance proceeds pass to the beneficiaries free of probate, though they are counted for federal estate tax purposes. group life insurance Life insurance available through an employer or association that covers participating employees and members under one master insurance policy. Most group life insurance policies are term insurance policies, that terminate when the member or employee reaches a certain age or leaves the organization and do not accumulate any cash surrender value. term life insurance No-frills life insurance, with neither cash surrender value nor loan value (an amount that can be used as collateral for a loan). Term life insurance provides a pre-set amount of coverage if the policyholder dies during the period of time specified in the policy. Policyholders usually have the option to renew at the end of the term for the period of years specified in the policy. Unlike whole life insurance, premiums generally increase as the insured person gets older and the risk of death increases.universal life insurance A type of whole life insurance that offers some additional features and advantages. Like whole life insurance, universal life insurance accumulates cash value through investment of the premium payments. The unique feature of universal life insurance is that it has variable premiums, benefits and payment schedules, all of which are tied to market interest rates and the performance of the investment portfolio. Also, universal life plicies normally provide you with more consumer information. For example, you are told how much of your policy payments goes for insurance company overhead expenses, reserves and policy proceed payments, and how much is retained and invested for your savings. This information isn't usually provided with whole life policies.variable life insurance A type of whole life insurance in which the amount of death benefits varies, depending on the performance of investments. The insurance company places some or all of the fixed premium payments into an investment account; some companies let the insured person decide how the money is invested. The policyholder bears the risk of investment losses, though there is a guaranteed minimum benefit payment. One benefit of variable insurance is that interest and dividend income from the investment account is not taxed until it is paid out to the policyholder.variable universal life insurance A type of whole life insurance that provides greater potential for financial gain--and brings greater risks. Like universal life insurance, variable universal life insurance offers flexible premiums, payment schedules and benefits. But variable universal life policies are riskier because the premiums are invested in stocks, rather than more predictable money market accounts and bonds. Also called universal variable life insurance.whole life insurance Life insurance that provides coverage for the entire life of the policyholder, who pays the same fixed premium throughout his or her life. The policy builds up cash reserves that may be paid out to the policyholder when he or she surrenders or partially surrenders the policy or uses the cash reserves to fund low-interest loans. The annual increase in the cash value of the policy is not taxed. If the policyholder surrenders the policy, a portion of the payment is not taxable. Also called straight life insurance or ordinary life insurance.
ACCUMULATION TRUST
A trust in which the income is retained and not paid out to beneficiaries until certain conditions are met. For example, if Uncle Pierre creates a trust for Nic... (more...)
A trust in which the income is retained and not paid out to beneficiaries until certain conditions are met. For example, if Uncle Pierre creates a trust for Nick's benefit but stipulates that Nick will not get a penny until he gets a Ph.D. in French; Nick is the beneficiary of an accumulation trust.
INVESTOR
A person who makes investments. An investor may act either for herself or on behalf of others. A stock broker or mutual fund manager, for instance, makes invest... (more...)
A person who makes investments. An investor may act either for herself or on behalf of others. A stock broker or mutual fund manager, for instance, makes investments for others who have entrusted her with their money.
EXEMPTION TRUST
A bypass trust funded with an amount no larger than the personal federal estate tax exemption in the year of death. If the trust grantor leaves property worth m... (more...)
A bypass trust funded with an amount no larger than the personal federal estate tax exemption in the year of death. If the trust grantor leaves property worth more than that amount, it usually goes to the surviving spouse. The trust property passes free from estate tax because of the personal exemption, and the rest is shielded from tax under the surviving spouse's marital deduction.
IN TERROREM
Latin meaning 'in fear.' This phrase is used to describe provisions in contracts or wills meant to scare a person into complying with the terms of the agreement... (more...)
Latin meaning 'in fear.' This phrase is used to describe provisions in contracts or wills meant to scare a person into complying with the terms of the agreement. For example, a will might state that an heir will forfeit her inheritance if she challenges the validity of the will. Of course, if the will is challenged and found to be invalid, then the clause itself is also invalid and the heir takes whatever she would have inherited if there were no will.
GRANT DEED
A deed containing an implied promise that the person transfering the property actually owns the title and that it is not encumbered in any way, except as descri... (more...)
A deed containing an implied promise that the person transfering the property actually owns the title and that it is not encumbered in any way, except as described in the deed. This is the most commonly used type of deed. Compare quitclaim deed.
SECONDARY MEANING
In trademark law, a mark that is not inherently distinctive becomes protected after developing a 'secondary meaning': great public recognition through long use ... (more...)
In trademark law, a mark that is not inherently distinctive becomes protected after developing a 'secondary meaning': great public recognition through long use and exposure in the marketplace. For example, though first names are not generally considered inherently distinctive, Ben & Jerry's Ice Cream has become so well known that it is now entitled to maximum trademark protection.
RESIDUARY BENEFICIARY
A person who receives any property by a will or trust that is not specifically left to another designated beneficiary. For example, if Antonio makes a will leav... (more...)
A person who receives any property by a will or trust that is not specifically left to another designated beneficiary. For example, if Antonio makes a will leaving his home to Edwina and the remainder of his property to Elmo, then Elmo is the residuary beneficiary.
STATUTORY SHARE
The portion of a deceased person's estate that a spouse is entitled to claim under state law. The statutory share is usually one-third or one-half of the deceas... (more...)
The portion of a deceased person's estate that a spouse is entitled to claim under state law. The statutory share is usually one-third or one-half of the deceased spouse's property, but in some states the exact amount of the spouse's share depends on whether or not the couple has young children and, in a few states, on how long the couple was married. In most states, if the deceased spouse left a will, the surviving spouse must choose either what the will provides or the statutory share. Sometimes the statutory share is known by its more arcane legal name, dower and curtesy, or as a forced or elective share.
SAMPLE LEGAL CASES
Evans v. Blankenship
... The record reflects that the present case stems from litigation that arose in the Jefferson County
Circuit Court regarding matters involving two trusts, the Samuel Wirt Blankenship, Jr., Revocable
Living Trust, and the Julia Cooke Blankenship Revocable Living Trust (hereinafter ...
Unknown Heirs of Warbington v. First Community Bank
... He died in 1984, leaving the property to his wife, Catherine Warbington, the Warbington Family
Trust and the Catherine M. Warbington Marital Trust (sometimes referred to as "trusts"). The trustee
of the trusts was Bert John Warbington ("Bert Warbington" or "trustee"). ...
FirstPlus Home Loan Owner 1997-1 v. Bryant
... The cause of action by the representative plaintiffs, individually, and on behalf of the members
of each subclass, seeks damages arising from the payment by them of interest that they allege
is usurious to the trust or trusts and their trustees that own or owned their loans. ...
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