Skamania County, WA Credit & Debt Lawyers

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Skamania Credit & Debt lawyer.
Below are all Skamania lawyers.

Randall Charles Krog

Federal, Criminal

Status: In Good Standing Licensed: 24 Years

CONTACT

Carson, WA 98610

David Wilfrid Little

General Practice

Status: Inactive Licensed: 44 Years

CONTACT

432 Skamania Landing Rd, Stevenson, WA 98648

Bernard Joseph Heavey

General Practice

Status: Inactive Licensed: 52 Years

CONTACT

1300 I Street, Stevenson, WA 98648

Louise K Johnston

General Practice

Status: Suspended Licensed: 32 Years

CONTACT

282 Cooper Ave, Underwood, WA 98651

William D Skiffington

Construction, International Tax, Estate Planning, Corporate

Status: In Good Standing Licensed: 47 Years

CONTACT

North Bonneville, WA 98639

Neal D. Sacon

International Tax, Employment Discrimination, Contract, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

Stevenson, WA 98648

Neal D Sacon

International Tax, Employment Discrimination, Contract, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

Stevenson, WA 98648

Karen M. P. Fautenberry

General Practice

Status: Inactive Licensed: 40 Years

CONTACT

North Bonneville, WA 98639

Gail Holcomb Banks

General Practice

Status: In Good Standing Licensed: 40 Years

CONTACT

Stevenson, WA 98648

Peter S. Banks

Lawsuit, State Government, Criminal, Civil Rights

Status: In Good Standing Licensed: 48 Years

CONTACT

131 View Drive, Stevenson, WA 98648

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Skamania County, WA Credit & Debt Lawyers

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Randall Charles Krog

David Wilfrid Little

Bernard Joseph Heavey

Louise K Johnston

William D Skiffington

Neal D. Sacon

Neal D Sacon

Karen M. P. Fautenberry

Gail Holcomb Banks

Peter S. Banks

TIPS

LEGAL TERMS

DEBT COLLECTOR

CREDITOR

PRESUMED ABUSE

COSIGNER

FAIR LABOR STANDARDS ACT (FLSA)

MEETING OF CREDITORS

NONEXEMPT PROPERTY

CHAPTER 7 BANKRUPTCY

IRS EXPENSES

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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