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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Alexander H Lubarsky

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Immigration, Criminal, Bankruptcy, Divorce & Family Law, Civil & Human Rights

Mr. Lubarsky is an active member of the California Bar and has a law degree as well as a Master's degree in law. He has been in practice for over fift... (more)

FREE CONSULTATION

CONTACT

800-884-1821

2615 Middlefield Road, Redwood City, CA 94063

Rebecca Lynn Epstein

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

650 Page Mill Rd, Palo Alto, CA 94304

Simon O W Offord

Real Estate, Contract, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

2501 Park Blvd, Palo Alto, CA 94306

Thomas Michael Gaa

International, Contract, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

830 Menlo Ave, Menlo Park, CA 94025

Allan Kirk Arkley Marson

International Other, Intellectual Property, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

3000 El Camino Real, Palo Alto, CA 94306

Allan Kirk Arkley Marson

International Other, Intellectual Property, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

3000 El Camino Real, Palo Alto, CA 94306

Allan Kirk Arkley Marson

International Other, Intellectual Property, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

3000 El Camino Real, Palo Alto, CA 94306

Julia Ming Hua Wei

Real Estate, Litigation, Business, Bankruptcy

Status: In Good Standing

CONTACT

2501 Park Boulevard., Palo Alto, CA 94306

Henry Chuang

Commercial Real Estate, Real Estate, Litigation, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

2501 Park Blvd., Palo Alto, CA 94306

Haldis Katerina Hertzog

Real Estate, Banking & Finance, Commercial Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

1841 Page Mill Rd, Palo Alto, CA 94304

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Stanford Bankruptcy Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Alexander H Lubarsky

Rebecca Lynn Epstein

Simon O W Offord

Thomas Michael Gaa

Allan Kirk Arkley Marson

Allan Kirk Arkley Marson

Allan Kirk Arkley Marson

Julia Ming Hua Wei

Henry Chuang

Haldis Katerina Hertzog

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

GRACE PERIOD

FAIR CREDIT BILLING ACT (FCBA)

SOLE PROPRIETORSHIP

CURRENT MONTHLY INCOME

DOING BUSINESS AS (DBA)

401(K) PLAN

ACCORD AND SATISFACTION

LIMITED LIABILITY

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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