State Park Bankruptcy & Debt Lawyer, South Carolina

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Richard R. Gleissner

Construction, Litigation, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

3610 Landmark Dr., STE G, Columbia, SC 29204

Janet B. Haigler

Corporate, Bankruptcy

Status: In Good Standing

CONTACT

1201 Main Street, Columbia, SC 29202

Elizabeth H. McCullough

Bankruptcy, Corporate, Construction, Litigation

Status: In Good Standing

CONTACT

1201 Main Street, Columbia, SC 29202

Ian Douglas McVey

Construction, Corporate, Banking & Finance, Collection

Status: In Good Standing

CONTACT

1812 Lincoln St, Columbia, SC 29202

Jose F. Monge

Military, Immigration, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

6727 Formosa Dr, Columbia, SC 29206

Annemarie Belanger Mathews

Bankruptcy, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

629 Spring Lake Rd., Columbia, SC 29206

Lawrence W. Johnson

Bankruptcy & Debt

Status: In Good Standing

CONTACT

P.O. Box 883, Columbia, SC 29202

John B Butler

Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1217 Anthony Ave., Columbia, SC 29201

Larkin Barmore Ellzey

Commercial Bankruptcy, Insurance, Health Care Other

Status: In Good Standing

CONTACT

PO Drawer 2426, Columbia, SC 29202

T. Hudson Williams

Commercial Real Estate, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Columbia, SC 29202

800-923-0641

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

COLLATERAL

Property that guarantees payment of a secured debt.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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State Park Bankruptcy & Debt Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Richard R. Gleissner

Janet B. Haigler

Elizabeth H. McCullough

Ian Douglas McVey

Jose F. Monge

Annemarie Belanger Mathews

Lawrence W. Johnson

John B Butler

Larkin Barmore Ellzey

T. Hudson Williams

TIPS

LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

HOUSEHOLDER

UNSECURED DEBT

TRUTH IN LENDING ACT (TILA)

PREFERENCE

COLLATERAL

INTEREST

S CORPORATION

FRAUDULENT TRANSFER

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