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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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James M. Chesloe

Family Law, Divorce, Bankruptcy, Credit & Debt

Status: In Good Standing

FREE CONSULTATION

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1030 South La Grange Road, La Grange, IL 60525

Martin Doorhy

Condominiums, Civil Rights, Transactions, Bankruptcy

Status: In Good Standing

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Bridgeview, IL 60455

David P. Lloyd

Landlord-Tenant, Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

9244 Washington St, Brookfield, IL 60513

Lillian G. Gonzalez

Landlord-Tenant, Divorce & Family Law, Criminal, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

8553 W. Ogden, Lyons, IL 60534

James Chesloe

Bankruptcy, Divorce, Criminal, Family Law

Status: In Good Standing Licensed: 38 Years

CONTACT

5650 South Brainard Avenue, La Grange, IL 60525

David Koch

DUI-DWI, Estate Planning, Divorce, Bankruptcy, Dispute Resolution

Status: In Good Standing

CONTACT

5947 West 35Th Street, Cicero, IL 60804

Thomas William Lynch

Tax, Real Estate, Business & Trade, Bankruptcy

Status: In Good Standing

CONTACT

9231 South Roberts Road, Hickory Hills, IL 60457

Martin Doorhy

Condominiums, Civil Rights, Transactions, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

Bridgeview, IL 60455

Amjad Abukhdeir

Trade Associations, Bankruptcy, Traffic, Criminal

Status: In Good Standing Licensed: 15 Years

CONTACT

5624 W 79Th St, Oak Lawn, IL 60459

Sam Chandraiah

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

512 W Burlington Ave, La Grange, IL 60525

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

COLLATERAL

Property that guarantees payment of a secured debt.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Summit Argo Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

James M. Chesloe

Martin Doorhy

David P. Lloyd

Lillian G. Gonzalez

James Chesloe

David Koch

Thomas William Lynch

Martin Doorhy

Amjad Abukhdeir

Sam Chandraiah

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

COLLATERAL

DOING BUSINESS AS (DBA)

PRESUMED ABUSE

401(K) PLAN

CREDIT COUNSELING

MEANS TEST

INFRINGEMENT (OF TRADEMARK)

FAIR CREDIT BILLING ACT (FCBA)

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