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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
Bridging You A Brighter Future

It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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Steven J Glaros

Family Law, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

1014 US Highway 19, Holiday, FL 34691

Bryan B. Levine

Estate, Americans with Disabilities Act , Trade Associations, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

36428 U.S. 19 N., Palm Harbor, FL 34684

Justin Robert Zinzow

Construction, Real Estate, Business, Credit & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

8750 Hawbuck Street, Trinity, FL 34655

Brendan Russell Riley

Criminal, Credit & Debt, Car Accident, Corporate, Consumer Rights

Status: In Good Standing Licensed: 14 Years

CONTACT

5435 Main St, New Port Richey, FL 34652

Rebbecca Ann Goodall

Commercial Real Estate, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

7676 Montague Loop, New Port Richey, FL 34655

John Kenneth Renke

Civil Rights, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 53 Years

CONTACT

7637 Little Rd, New Port Richey, FL 34654

William Newt Hudson

Civil Rights, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 44 Years

CONTACT

23 W Tarpon Ave, Tarpon Springs, FL 34689

Jason Thomas Zandecki

Education, Family Law, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

Palm Harbor, FL 34682

Angela Morton Armstrong

Civil Rights, Credit & Debt, Business & Trade, Commercial Real Estate

Status: In Good Standing Licensed: 24 Years

CONTACT

1155 Tampa Rd, Palm Harbor, FL 34683

Janis L. Rosser

Dispute Resolution, Business & Trade, Credit & Debt, Car Accident

Status: In Good Standing Licensed: 44 Years

CONTACT

886 Weathersfield Dr, Dunedin, FL 34698

800-923-0641

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Tarpon Springs Credit & Debt Lawyer, Florida

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Steven J Glaros

Bryan B. Levine

Justin Robert Zinzow

Brendan Russell Riley

Rebbecca Ann Goodall

John Kenneth Renke

William Newt Hudson

Jason Thomas Zandecki

Angela Morton Armstrong

Janis L. Rosser

TIPS

LEGAL TERMS

CHAPTER 13 PLAN

NONEXEMPT PROPERTY

LOSS DAMAGE WAIVER (LDW)

NONDISCHARGEABLE DEBTS

LIEN

TRUTH IN LENDING ACT (TILA)

SETOFF

GARNISHMENT

NO-FAULT INSURANCE

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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