Upland Credit & Debt Lawyer, California

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Ethan Chin
About | Practice Areas
Ethan Chin Law
2400 East Katella Ave. Suite 800 Anaheim, CA 92806» view map
Bankruptcy & Debt
Passion. Dedication. Care.

We strive our best to provide efficient legal services at low cost so that families can worry less and take their first steps finding a solution to their issues.

800-908-6270
1. Ethan Chin Anaheim, CA
  Attorney at Law - CA, 2011
  University of San Diego J.D. 2011
2. AboutEthan Chin Law
  Advocating For Families
3. Practice AreasExpertise
  Bankruptcy & Debt
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Ramiro Flores Munoz

Commercial Real Estate, Litigation, Business, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

415 W Foothill Blvd, Claremont, CA 91711

Robert John Spitz

Employee Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

204 N San Antonio Ave, Chino, CA 91762

Robert J. Spitz

Employee Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 49 Years

CONTACT

204 N San Antonio Ave, Chino, CA 91762

Richard Ralph Rohde

Landlord-Tenant, Motor Vehicle, Credit & Debt, Medical Malpractice, Accident & Injury

Status: In Good Standing Licensed: 24 Years

CONTACT

112 Harvard Ave, Claremont, CA 91711

Nicholas Basil Spirtos

Construction, Corporate, Credit & Debt, Personal Injury

Status: Suspended Licensed: 26 Years

CONTACT

166 San Lorenzo St, Diamond Bar, CA 91766

Teresa Lynn Morrell

Land Use & Zoning, Family Law, Corporate, Credit & Debt

Status: Inactive

CONTACT

Claremont, CA 91711

Saqib A Zuberi

Corporate, Credit & Debt, Products Liability, Civil Rights

Status: Suspended Licensed: 14 Years

CONTACT

3233 Grand Ave, Chino Hills, CA 91709

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FCBA

See Fair Credit Billing Act.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Upland Credit & Debt Lawyer, California

Sponsored Law Firm

Ethan Chin Law

SPONSORED LAWYERS

Ramiro Flores Munoz

Robert John Spitz

Robert J. Spitz

Richard Ralph Rohde

Nicholas Basil Spirtos

Teresa Lynn Morrell

Saqib A Zuberi

TIPS

LEGAL TERMS

CREDIT FILE

DEBIT CARD

CREDIT BUREAU

FCBA

REPOSSESSION

SUBROGATION

NONDISCHARGEABLE DEBTS

AUTOMATIC STAY

MEANS TEST

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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