Van Buren County, MI Credit & Debt Lawyers

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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John James Frost

Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

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720 Lagrange St, South Haven, MI 49090

James Alex Kolosowsky

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221 Oak St, Paw Paw, MI 49079

Harold G. Schuitmaker

Commercial Real Estate, Estate Planning, Limited Liability Companies, Business, Estate

Status: In Good Standing Licensed: 54 Years

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181 W Michigan Ave, Paw Paw, MI 49079

Lynnann E Bullard

Family Law, Divorce & Family Law, Children's Rights

Status: In Good Standing Licensed: 36 Years

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219 E Paw Paw St, Paw Paw, MI 49079

Darrell Douglas Fahey

Other, Social Security

Status: In Good Standing Licensed: 19 Years

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54870 N. Main Street, Mattawan, MI 49071

Brian M. Knotek

Estate, Real Estate, Trusts

Status: In Good Standing Licensed: 28 Years

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54870 N Main St, Mattawan, MI 49071

Matthew R. Cooper

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181 W Michigan Ave, Paw Paw, MI 49079

Theresa J. Cypher

Family Law, Divorce & Family Law

Status: In Good Standing Licensed: 25 Years

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226 1/2 E Michigan Ave, Paw Paw, MI 49079

Thomas R. Blaising

Real Estate, Lawsuit & Dispute, Government, Business

Status: Retired Licensed: 51 Years

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912 Adams Road, South Haven, MI 49090

John K. Lohrstorfer

Other, Government

Status: In Good Standing Licensed: 38 Years

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23 Delaware Ct, South Haven, MI 49090

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FCBA

See Fair Credit Billing Act.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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Van Buren County, MI Credit & Debt Lawyers

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

John James Frost

James Alex Kolosowsky

Harold G. Schuitmaker

Lynnann E Bullard

Darrell Douglas Fahey

Brian M. Knotek

Matthew R. Cooper

Theresa J. Cypher

Thomas R. Blaising

John K. Lohrstorfer

TIPS

LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

WINDING UP

GRACE PERIOD

TRUTH IN LENDING ACT (TILA)

FCBA

FRATERNAL BENEFIT SOCIETY BENEFITS

NUISANCE FEES

BULK SALES LAW

REPOSSESSION

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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