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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Collin C. McKean

✓ VERIFIED

Estate Planning, Bankruptcy, Personal Injury, Family Law, Federal Appellate Practice

We make solutions for our clients, helping them navigate difficult transitions.

CONTACT

503-567-7967

1140 SW 11th Ave, Portland, OR 97205

B. William Ginsler

Bankruptcy, Corporate, Consumer Bankruptcy, Contract

Status: In Good Standing

FREE CONSULTATION

CONTACT

520 Sw Yamhill St., Portland, OR 97204

David W. Schermer

Farms, Child Support, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

21790 Willamette Drive, West Linn, OR 97068

Todd N. Wilkinson

Bankruptcy, Consumer Protection

Status: In Good Standing

FREE CONSULTATION

CONTACT

9200 S.E. Sunnybrook Boulevard, Clackamas, OR 97015

Matthew A. Casper

Litigation, Consumer Protection, Dissolution, Commercial Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

9200 S.E. Sunnybrook Boulevard, Clackamas, OR 97015

Hunter B. Zook

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

9200 S.E. Sunnybrook Boulevard, Clackamas, OR 97015

Daniel Q Gallagher

Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

51605 Columbia River Hwy, Scappoose, OR 97056

Matthew David Mills

DUI-DWI, Bankruptcy, Family Law

Status: In Good Standing Licensed: 15 Years

CONTACT

Cornelius, OR 97113

James E Zwaanstra

Family Law, Business & Trade, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

5289 Ne Elam Young Pkwy, Beaverton, OR 97124

Colin Savoy

Securities, Business & Trade, Corporate, Commercial Bankruptcy

Status: Inactive Licensed: 24 Years

CONTACT

5975 NW Pinefarm Pl, Beaverton, OR 97124

800-923-0641

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FCBA

See Fair Credit Billing Act.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SAMPLE LEGAL CASES

In re Gunter

... After leaving HOH, applicant filed for bankruptcy, in which he obtained an order discharging over $236,000 in debt, including a number of credit card bills, an arbitration award that Dean Witter had obtained requiring the return of a signing bonus due to his abandonment of his ...

Gwin v. Lynn

... Defendant thereafter represented Gwin in a bankruptcy proceeding, which defendant initiated by filing a Chapter 7 (dissolution) bankruptcy petition. Plaintiff Thomas Renn was appointed trustee in plaintiff Gwin's bankruptcy. ...

IN RE STEFFEN

... Applicant did not respond to that request for about three months, at which point applicant advised the board that he had filed for bankruptcy. ... The fact that an applicant has a bankruptcy in his or her history is not in and of itself disqualifying. Scallon, 327 Or. at 39, 956 P.2d 982. ...

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Vernonia Bankruptcy Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Collin C. McKean

B. William Ginsler

David W. Schermer

Todd N. Wilkinson

Matthew A. Casper

Hunter B. Zook

Daniel Q Gallagher

Matthew David Mills

James E Zwaanstra

Colin Savoy

TIPS

LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

CREDITOR

MEETING OF CREDITORS

LIABILITY

IRS EXPENSES

INTEREST

FCBA

SUBROGATION

FAIR CREDIT REPORTING ACT (FCRA)

SAMPLE LEGAL CASES

In re Gunter

Gwin v. Lynn

IN RE STEFFEN

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