Warwick Bankruptcy Lawyer, Rhode Island, page 2

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Alfred R. Rego

Consumer Bankruptcy, Divorce, Estate, Bankruptcy

Status: In Good Standing

CONTACT

443 Hope St, Bristol, RI 02809

Christopher P. Corbett

Personal Injury, Bankruptcy, Commercial Real Estate, Gay & Lesbian Rights

Status: In Good Standing

CONTACT

116 Orange St, Providence, RI 02903

Jules J. D'Alessandro

Trucking, Sexual Harassment, Banking & Finance, Bankruptcy, Medical Malpractice

Status: In Good Standing

FREE CONSULTATION

CONTACT

1000 Smith St, Providence, RI 02908

Peter P. D'Amico

Real Estate, Immigration, Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

194 Waterman St, Providence, RI 02906

Kim Woongtae

Bankruptcy, Divorce & Family Law, Employment, Estate

Status: In Good Standing

CONTACT

1220 Pontiac Avenue, Cranston, RI 02920

Robert Karns

Social Security -- Disability, Elder Law, Bankruptcy, Medical Malpractice

Status: In Good Standing

CONTACT

101 Dyer Street, Providence, RI 02903

Humberta M. Goncalves-Babbitt

Trusts, DUI-DWI, Elder Law, Bankruptcy

Status: In Good Standing

CONTACT

48 Wood Street, Warren, RI 02885

Jack D. Pitts

Trusts, Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

635 Killingly St, Johnston, RI 02919

Robert Lapointe

Child Custody, DUI-DWI, Bankruptcy, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

CONTACT

225 Newman Avenue, Rumford, RI 02916

John D. Freel

Bankruptcy, Civil Rights, Premises Liability, Products Liability

Status: In Good Standing Licensed: 16 Years

CONTACT

10 Dorrance Street, Providence, RI 02903

800-923-0641

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

COLLATERAL

Property that guarantees payment of a secured debt.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

SAMPLE LEGAL CASES

Kirshenbaum v. Fidelity Federal Bank

... In that same letter, plaintiff stated that he "wanted a discharge of the Mortgage and a notation on the Promissory Note that it was paid in full." He further indicated that it was his understanding that the Araujos were planning to declare bankruptcy and that, if he had "documents ...

Malinou v. Seattle Sav. Bank

... The Bankruptcy Court approved an amended plan; however, after decedent again failed to comply with the plan, the trustee filed a motion to dismiss the case. [3]. The decedent died in January 2003, and the bankruptcy case was dismissed the next month. ...

Pearson v. Pearson

... and the remaining balance shall be the responsibility of [Pearson], and he shall pay said balance and hold [Marion] harmless on same." Paragraph 7 also specified, seemingly predictive of later events, that "[t]hese obligations shall not be discharged in bankruptcy as it is ...

Warwick Bankruptcy Lawyer, Rhode Island, page 2

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Alfred R. Rego

Christopher P. Corbett

Jules J. D'Alessandro

Peter P. D'Amico

Kim Woongtae

Robert Karns

Humberta M. Goncalves-Babbitt

Jack D. Pitts

Robert Lapointe

John D. Freel

TIPS

LEGAL TERMS

NUISANCE FEES

CREDIT REPORT

SECRET WARRANTY PROGRAM

CHAPTER 13 BANKRUPTCY

COLLATERAL

DOING BUSINESS AS (DBA)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NONEXEMPT PROPERTY

HOUSEHOLDER

SAMPLE LEGAL CASES

Kirshenbaum v. Fidelity Federal Bank

Malinou v. Seattle Sav. Bank

Pearson v. Pearson

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