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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Raymond J. Sterling

Class Action, Whistleblower, Civil Rights, Collection

Status: In Good Standing

CONTACT

33 Bloomfield Hills Parkway, Bloomfield Hills, MI 48304

Richard W. Paige

Health Care Other, Criminal, Business, Collection

Status: In Good Standing Licensed: 33 Years

CONTACT

1255 N Oakland Blvd, Waterford, MI 48327

David R. Shook

Contract, Business, Credit & Debt, Collection

Status: In Good Standing Licensed: 31 Years

CONTACT

6480 Citation Dr, Clarkston, MI 48346

Walter J. Piszczatowski

Tax, Gift Taxation, Criminal, Collection

Status: In Good Standing Licensed: 48 Years

CONTACT

1760 S Telegraph Rd, Bloomfield Hills, MI 48302

Neil C. Williston

Collection, Family Law, Federal Appellate Practice, Criminal

Status: In Good Standing Licensed: 52 Years

CONTACT

2581 Woodbourne Dr, Waterford, MI 48329

Jessica L. Dadas-Schulze

Medicare & Medicaid, Estate Planning, Contract, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

40950 Woodward Ave, Bloomfield Hills, MI 48304

Moneka L. Sanford

Family Law, Criminal, Children's Rights, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

Pontiac, MI 48343

Kathryn R. Spray

Entertainment, Employee Rights, Contract, Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

31500 Northwestern Hwy, Farmington, MI 48334

Evan Macrae Alexander

Landlord-Tenant, Real Estate, Reinsurance, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

30140 Orchard Lake Rd, Farmington, MI 48334

Sean Robert Miller

Trusts, Family Law, Elder Law, Collection

Status: In Good Standing Licensed: 9 Years

CONTACT

12000 Davisburg Rd, Davisburg, MI 48350

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Waterford Collection Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Raymond J. Sterling

Richard W. Paige

David R. Shook

Walter J. Piszczatowski

Neil C. Williston

Jessica L. Dadas-Schulze

Moneka L. Sanford

Kathryn R. Spray

Evan Macrae Alexander

Sean Robert Miller

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LEGAL TERMS

PREFERENCE

TOXIC TORT

BANKRUPTCY TRUSTEE

FAIR CREDIT REPORTING ACT (FCRA)

CHAPTER 13 BANKRUPTCY

DISCHARGE (OF DEBTS)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

DEBIT CARD

COSIGNER

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