Westmoreland Credit & Debt Lawyer, Kansas

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Kerry Gasper
About | Practice Areas
Wiechman Law Office LLC
1101 Sw 10th Ave. Topeka, KS 66604» view map
Bankruptcy & Debt Law
A Better Way Forward

Our mission is to guide our clients to a better way of life. We are here to listen. We are here to help. We’ll find a solution that fits you and your situation.

800-969-4051
1. Kerry Gasper Topeka, KS
  Attorney at Law- KS, 1985
  Washburn University School of Law, J.D. 1985
2. AboutWiechman Law Office LLC
  A Better Way Forward
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Not enough matches for Westmoreland Credit & Debt lawyer.
Below are all Westmoreland Bankruptcy & Debt lawyers.

David Troup

Civil Rights, Bankruptcy, Federal Appellate Practice, Criminal

Status: In Good Standing

CONTACT

555 Poyntz Avenue, Manhattan, KS 66502

Melissa D. Richards

Mediation, Bankruptcy, Landlord-Tenant, Divorce

Status: In Good Standing

CONTACT

Junction City, KS 66441

Dan Mcculley

Collection, Car Accident, Civil Rights, DUI-DWI

Status: In Good Standing

CONTACT

725 N Washington, Junction City, KS 66441

Marc Schultz

State Appellate Practice, Juvenile Law, Criminal, Consumer Bankruptcy

Status: Suspended

CONTACT

5891 Sw 29Th St, Topeka, KS 66614

Matthew J. Mcgivern

Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

3735 Sw Wanamaker Road, Topeka, KS 66610

Michael A. Halleran

Collection, Government

Status: In Good Standing

CONTACT

3735 Sw Wanamaker Road, Topeka, KS 66610

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FCBA

See Fair Credit Billing Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SAMPLE LEGAL CASES

Packard v. CREDIT SOLUTIONS OF AMERICA

... Credit Solutions of America, Inc. (CSA), appeals the denial of its motion to compel arbitration, or in the alternative, to dismiss for lack of jurisdiction. We reverse and remand. CSA is a Texas corporation offering debt reduction and/or resolution services to its clients through ...

Hall v. FORD MOTOR CREDIT COMPANY, INC.

... Ford Credit opined that Hall's voluntary bankruptcy filing constituted a default under the security agreement and that if Hall did not reaffirm the debt, Ford Credit would suffer a "significant impairment of the prospect of payment, performance or realization of the collateral under ...

Westmoreland Credit & Debt Lawyer, Kansas

Sponsored Law Firm

Wiechman Law Office LLC

SPONSORED LAWYERS

David Troup

Melissa D. Richards

Dan Mcculley

Marc Schultz

Matthew J. Mcgivern

Michael A. Halleran

TIPS

LEGAL TERMS

CREDIT INSURANCE

FAIR CREDIT REPORTING ACT (FCRA)

ACCORD AND SATISFACTION

CHAPTER 13 BANKRUPTCY

INTEREST

FCBA

FAIR CREDIT BILLING ACT (FCBA)

REAFFIRMATION

NONEXEMPT PROPERTY

SAMPLE LEGAL CASES

Packard v. CREDIT SOLUTIONS OF AMERICA

Hall v. FORD MOTOR CREDIT COMPANY, INC.

Hall v. FORD MOTOR CREDIT CO. LLC

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