Whitfield County, GA Credit & Debt Lawyers

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Allen Hammontree

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Medical Malpractice, Personal Injury, Wrongful Death

Experienced Injury Attorney-Georgia and Tennessee Medical Malpractice

Allen obtained both his undergraduate and law degrees from the University of Georgia, earning his Juris Doctorate in 1993. He was admitted to practice... (more)

FREE CONSULTATION

CONTACT

706-278-0464

2716 Cleveland Hwy, Dalton, GA 30721

Jeffrey Jerome Dean

✓ VERIFIED

Car Accident, Animal Bite, Motorcycle Accident, Personal Injury, Wrongful Death

CONTACT

706-229-4362

101 E. Crawford Street, Dalton, GA 30722

Katherine Lindsey O'Gwin

Wills & Probate, Collaborative Law, Family Law, Divorce

Status: In Good Standing

FREE CONSULTATION

CONTACT

210 N. Hamilton Street, Dalton, GA 30720

Samuel Lee Sanders

Litigation, Criminal, Personal Injury, Accident & Injury, Divorce

Status: In Good Standing Licensed: 20 Years

CONTACT

411 W. Crawford Street, Dalton, GA 30722

L. Hugh Kemp

Accident & Injury, Divorce & Family Law, Medical Malpractice, Workers' Compensation

Status: In Good Standing Licensed: 66 Years

FREE CONSULTATION

CONTACT

100 N Selvidge Street, Dalton, GA 30720

G. Gargandi Vaughn

Divorce & Family Law, Criminal, Accident & Injury

Status: In Good Standing Licensed: 29 Years

CONTACT

Law Office of Gargandi Vaughn, LLC, Dalton, GA 30722

Stephen A. Williams

Criminal, Insurance, Business

Status: In Good Standing

CONTACT

411 W. Crawford Street, Dalton, GA 30722

Robert Adam Cowan

Accident & Injury, Business, Estate, Products Liability

Status: In Good Standing Licensed: 31 Years

CONTACT

315 North Selvidge Street, Dalton, GA 30722

Carson Royal

Accident & Injury, Personal Injury, Workers' Compensation, Social Security

FREE CONSULTATION

CONTACT

708 S. Glenwood Ave., Dalton, GA 30721

James A. Meaney

Divorce & Family Law, Felony, Bankruptcy, DUI-DWI

Status: In Good Standing Licensed: 51 Years

CONTACT

319 N Selvidge St, Dalton, GA 30720

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CCCS

See Consumer Credit Counseling Service.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

... with CSA-Credit Solutions of America, Inc. (CSA), a Texas corporation, which provided for CSA to assist the Moons in negotiating or adjusting debts they owed to their creditors for less than the amount owed. The Moons sued CSA in Georgia claiming that the debt adjustment ...

Associated Credit Union v. Pinto

... Following the closing, the closing agent tendered payment to Associated Credit Union, the Williamses' lender, in accordance with the payoff statement for the ... that at the time Pinto filed his complaint, he no longer owned the property at issue, and the deed to secure debt at issue ...

Holland v. Holland

... Under these circumstances, it is clear that the line of credit constituted a "debt on the Lake House" within the plain language of the post-nuptial agreement. ... The record also clearly shows that the third line of credit was simply a continuation of that same debt. ...

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Whitfield County, GA Credit & Debt Lawyers

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Allen Hammontree

Jeffrey Jerome Dean

Katherine Lindsey O'Gwin

Samuel Lee Sanders

L. Hugh Kemp

G. Gargandi Vaughn

Stephen A. Williams

Robert Adam Cowan

Carson Royal

James A. Meaney

TIPS

LEGAL TERMS

LIEN

REDEMPTION

MEANS TEST

CCCS

CHAPTER 7 BANKRUPTCY

SECRET WARRANTY PROGRAM

AUTOMATIC STAY

NO-FAULT INSURANCE

TRADE NAME

SAMPLE LEGAL CASES

Moon v. CSA-Credit Solutions of America

Associated Credit Union v. Pinto

Holland v. Holland

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