Williamson County, TN Collection Lawyers

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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RANDALL K. WINTON

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Business Organization, Bankruptcy & Debt, Tax, Estate, Products Liability

WINTON LAW, PLLC

Randall Winton of Winton Law provides legal services throughout Nashville, Davidson County, Williamson County and Middle Tennessee for a variety of cl... (more)

FREE CONSULTATION

CONTACT

800-730-5851

5214 Maryland Way, Brentwood, TN 37027

James M. Adcox

Estate Administration, Estate Planning, Business Organization, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

216 Centerview Dr, Brentwood, TN 37027

Ronald Gene Steen

Litigation, Entertainment, Business, Reorganization

Status: In Good Standing Licensed: 28 Years

CONTACT

6100 Tower Cir, Franklin, TN 37067

Jerry Anthony Bridenbaugh

Litigation, Estate Planning, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

7100 Commerce Way, Brentwood, TN 37027

Thomas Joseph Elmlinger

Corporate, Credit & Debt, Labor Law, Elder Law

Status: In Good Standing Licensed: 39 Years

CONTACT

1616 Westgate Cir, Brentwood, TN 37027

Daniel Osborne

Bankruptcy, Banking & Finance, Litigation, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

287 Wisteria Drive, Franklin, TN 37064

Gary Wicks

Family Law, Elder Law, Insurance, Credit & Debt, Estate Planning

Status: In Good Standing Licensed: 26 Years

CONTACT

Franklin, TN 37065

Mike Wennerlund

Federal Appellate Practice, Bankruptcy, Banking & Finance, Litigation

Status: In Good Standing Licensed: 13 Years

CONTACT

8 Cadillac Drive, Brentwood, TN 37027

Gary Wilburn Wicks

Family Law, Elder Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

Franklin, TN 37065

Philip Leslie Robertson

Construction, Lawsuit & Dispute, Trademark, Collection

Status: In Good Standing

CONTACT

1896 General George Patton Dr, Franklin, TN 37067

800-923-0641

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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Williamson County, TN Collection Lawyers

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

RANDALL K. WINTON

James M. Adcox

Ronald Gene Steen

Jerry Anthony Bridenbaugh

Thomas Joseph Elmlinger

Daniel Osborne

Gary Wicks

Mike Wennerlund

Gary Wilburn Wicks

Philip Leslie Robertson

TIPS

LEGAL TERMS

NONDISCHARGEABLE DEBTS

FAIR LABOR STANDARDS ACT (FLSA)

CREDIT INSURANCE

DEBIT CARD

DISPOSABLE INCOME

DEBT COLLECTOR

CREDIT REPORT

CHAPTER 13 BANKRUPTCY

ACCORD AND SATISFACTION

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