Windermere Credit & Debt Lawyer, Florida, page 2

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1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
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Christopher Robert Thompson

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

200 S Orange Ave, Orlando, FL 32801

Brian Daniel Solomon

Corporate, Credit & Debt, Civil Rights, Construction

Status: In Good Standing Licensed: 36 Years

CONTACT

15 W Church St, Orlando, FL 32801

Justin Michael Luna

Mediation, International, Contract, Credit & Debt

Status: In Good Standing

CONTACT

201 S Orange Ave, Orlando, FL 32801

Kenneth Cornelius Gallagher

Juvenile Law, Divorce, Credit & Debt, Personal Injury, Criminal

Status: In Good Standing Licensed: 23 Years

CONTACT

250 N Orange Ave, Orlando, FL 32801

Chad Keflin Alvaro

Contract, Construction, Credit & Debt, Litigation

Status: In Good Standing Licensed: 22 Years

CONTACT

425 N Orange Ave, Orlando, FL 32801

Angela Jo Stanley

Civil Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 22 Years

CONTACT

Orlando, FL 32802

Philp Richardson

Real Estate, Contract, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

924 W Colonial Dr, Orlando, FL 32804

Arthur S. Barksdale

Construction, Civil Rights, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

390 N Orange Ave, Orlando, FL 32801

Michael S Provenzale

Commercial Real Estate, Litigation, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

Orlando, FL 32802

David Eugene Peterson

Litigation, Civil Rights, Contract, Credit & Debt

Status: In Good Standing

CONTACT

Orlando, FL 32802

800-923-0641

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Windermere Credit & Debt Lawyer, Florida, page 2

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Christopher Robert Thompson

Brian Daniel Solomon

Justin Michael Luna

Kenneth Cornelius Gallagher

Chad Keflin Alvaro

Angela Jo Stanley

Philp Richardson

Arthur S. Barksdale

Michael S Provenzale

David Eugene Peterson

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

GENERAL PARTNER

LOSS DAMAGE WAIVER (LDW)

CREDITOR

COLLECTION AGENCY

SUBROGATION

ACCORD AND SATISFACTION

GUARANTOR

INTEREST

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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