Wood County, WV Collection Lawyers


Kendra L. Bunn Lawyer

Kendra L. Bunn

VERIFIED
White Collar Crime, Education, Immigration, Employment, International

Since 1999, Ms. Bunn has dedicated her entire career to the practice of immigration law. She was one of the first female attorneys to practice immigra... (more)

Jan  Dils Lawyer
Jan Dils
is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.

Jan Dils

Jan Dils is a Top Attorney Award winner at Attorney.com. Only 5% have the elite qualifications. Click the badge for more info.
Accident & Injury, Government Agencies, Personal Injury, Animal Bite

Jan Dils is the firm’s founder. She opened Jan Dils, Attorneys at Law, in Parkersburg, West Virginia, in 1994 as the solo attorney/employee. Today, ... (more)

Leach Jim

Personal Injury
Status:  In Good Standing           

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Heather E. Vanhoose

Veterans' Affairs, Social Security -- Disability, Estate Planning, Personal Injury
Status:  In Good Standing           

FREE CONSULTATION 

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David L. Huffman

Social Security -- Disability
Status:  In Good Standing           

Virginia K. Mayle

Personal Injury
Status:  In Good Standing           

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William B. Summers

Accident & Injury, Criminal, Divorce & Family Law, Car Accident
Status:  In Good Standing           Licensed:  28 Years

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Kelly Little Guice

Litigation, Environmental Law, Insurance, Products Liability
Status:  In Good Standing           

Kevin Douglas Walker

Social Security
Status:  In Good Standing           

John N. Ellem

Consumer Rights, Warranties, Credit & Debt, Defect and Lemon Law
Status:  In Good Standing           Licensed:  32 Years

FREE CONSULTATION 

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)
Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)
A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FDCPA

See Fair Debt Collections & Practices Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.