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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Danielle A. Britto

Estate Planning, Workers' Compensation, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

293 Cowesett Avenue, West Warwick, RI 02893

Jennifer Hoopis D'Ambra

Bankruptcy, Employment, Family Law, Labor Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

33 College Hill Road, Warwick, RI 02886

Robert B. Jacquard

Real Estate, Estate Planning, Family Law, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

231 Reservoir Avenue, Providence, RI 02907

Christopher P. Corbett

Administrative Law, Age Discrimination, Americans with Disabilities Act , Consumer Bankruptcy

Status: In Good Standing

CONTACT

400 Reservoir Avenue, Providence, RI 02907

Nelson F. Brinckerhoff

Divorce & Family Law, Estate, Bankruptcy, Wills & Probate

Status: In Good Standing Licensed: 43 Years

FREE CONSULTATION

CONTACT

6480 Post Road, North Kingstown, RI 02852

Barbara A. Fontaine

Divorce, Adoption, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

260B Columbia Street, Wakefield, RI 02879

William R. Harvey

Estate, Divorce, Bankruptcy, Accident & Injury

Status: In Good Standing

CONTACT

47 Long Wharf Mall, Newport, RI 02840

Joel Robinson

Civil & Human Rights, Bankruptcy, Commercial Real Estate, Family Law

Status: In Good Standing

CONTACT

111 Airport Rd., Warwick, RI 02889

Kim Woongtae

Bankruptcy, Divorce & Family Law, Employment, Estate

Status: In Good Standing

CONTACT

1220 Pontiac Avenue, Cranston, RI 02920

Elizabeth Silberman

Insurance, Bankruptcy, Elder Law, Family Law

Status: In Good Standing

CONTACT

1370 Warwick Ave., Warwick, RI 02888

800-923-0641

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LEGAL TERMS

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SAMPLE LEGAL CASES

Kirshenbaum v. Fidelity Federal Bank

... In that same letter, plaintiff stated that he "wanted a discharge of the Mortgage and a notation on the Promissory Note that it was paid in full." He further indicated that it was his understanding that the Araujos were planning to declare bankruptcy and that, if he had "documents ...

Malinou v. Seattle Sav. Bank

... The Bankruptcy Court approved an amended plan; however, after decedent again failed to comply with the plan, the trustee filed a motion to dismiss the case. [3]. The decedent died in January 2003, and the bankruptcy case was dismissed the next month. ...

Pearson v. Pearson

... and the remaining balance shall be the responsibility of [Pearson], and he shall pay said balance and hold [Marion] harmless on same." Paragraph 7 also specified, seemingly predictive of later events, that "[t]hese obligations shall not be discharged in bankruptcy as it is ...

Wyoming Bankruptcy Lawyer, Rhode Island

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Danielle A. Britto

Jennifer Hoopis D'Ambra

Robert B. Jacquard

Christopher P. Corbett

Nelson F. Brinckerhoff

Barbara A. Fontaine

William R. Harvey

Joel Robinson

Kim Woongtae

Elizabeth Silberman

TIPS

LEGAL TERMS

NUISANCE FEES

TRUTH IN LENDING ACT (TILA)

COSIGNER

LIQUIDATING PARTNER

UNDUE HARDSHIP

CHAPTER 13 PLAN

CREDIT BUREAU

LIEN

DISPOSABLE INCOME

SAMPLE LEGAL CASES

Kirshenbaum v. Fidelity Federal Bank

Malinou v. Seattle Sav. Bank

Pearson v. Pearson

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